3655 Bayou Pl, Holt, MI 48842 Property Records

Ingham County property record for 3655 Bayou Pl, Holt, MI 48842

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,984 sqft · built 1965
Lot Size	0.466 acres (20,299 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,454 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Jan 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`33-25-05-12-251-018`

Property Details

APN / Parcel Number

Primary APN	`33-25-05-12-251-018`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,984 sqft Living Area
1st Floor Area	1,144 sqft
Basement Area	784 sqft
Unfinished Basement	1,144 sqft
Flooring	Vinyl Sheet/Linoleum
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,299 sqft (0.466 acres)
Lot Width	159 ft Width
Garage Type	Detached
Garage Area	576 sqft

Exterior Amenities

Pool Type	Pool Type
Pool Area	648 sqft
Porch	Slab
Porch Area	364 sqft
Balcony Area	56 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3655 BAYOU PL
City	HOLT
State	MI
Zip	48842-9770
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NOT APP
Legal Description	(DP 5290) LOT 63 LAMOREAUX NO. 3
Legal Subdivision	LAMOREAUX #3 SUBDIVISION
Legal Lot Number	63
Legal Unit	63
Jurisdiction	INGHAM MI
Township / Civil Division	DELHI
Census Block Group	1
Census Block	1009
Census Tract	5305

Owner

Source: Ingham County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3655 BAYOU PL, HOLT, MI 48842-9770
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST
Jan 30, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 23, 2018
Transfer Doc	0000003240
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INGHAM MI
Property Address	3655 BAYOU PL, HOLT, MI 48842-9770
Transaction Type	Mortgage
Record Updated	Feb 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3655 BAYOU PL, HOLT, MI 48842-9770

Mortgage

Document Number	0000043822
Date	Dec 28, 2022
Instrument	2022-043822

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.6%
Index	Other
Margin	3
Max Rate	10.6%

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	INGHAM MI
Recording Date	Jan 30, 2018
Property Address	3655 BAYOU PL, HOLT, MI 48842-9770
Document Number	0000003240
Instrument Date	Jan 23, 2018
Instrument	3240
Transaction Type	Transfer
Record Updated	Mar 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	3655 BAYOU PL HOLT MI 488429770, HOLT, MI 48842-9770

Tax Assessment & Valuation

Source: Ingham County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ingham County
County Subdivision	Delhi Charter Township
Unified School District	Holt Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$164,200 (+2.88%) Land $40,600 Building $123,600	$328,400 (+2.88%) Land $81,200 Building $247,200
2025	$5,454.00 (+17.59%) Homeowner's exemption	$159,600 (+18.66%) Land $40,600 Building $119,000	$319,200 (+18.66%) Land $81,200 Building $238,000
2023		$134,500 Land $32,700 Building $101,800	$269,000 Land $65,400 Building $203,600
2022	$4,638.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANSING BOARD OF WATER & LIGHT serves 166,000 people · EPA ID MI0003760
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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