3654 Stone Way, Estero, FL 33928 Property Records

Lee County property record for 3654 Stone Way, Estero, FL 33928

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 2,328 sqft · built 1995
Lot Size	0.147 acres (6,408 sqft)
Owner	2 Individual Names on File
Last Sale	$323,000 (Jun 2025)
Tax Bill	$3,586 (2025)
Deeds & Mortgages	Apr 2018 Sale
Flood Zone	Zone X (moderate risk)
APN	`04-47-25-E4-09000.0402`

Property Details

APN / Parcel Number

Primary APN	`04-47-25-E4-09000.0402`
Alternative APNs	`250447E4090000402` `04472509000000402` `10277188`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,328 sqft Living Area
Gross Area	1,486 sqft
1st Floor Area	2,230 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Multi-Family
Exterior Material	Concrete Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,408 sqft (0.147 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Florida Room
Porch Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10277188
Street Address	3654 STONE WAY
City	ESTERO
State	FL
Zip	33928-2397
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	VILLAS AT TIMBER LAKE CONDO DESC OR 2560 PG 1750 UNIT 402
Legal Range	25E
Legal Township	47S
Legal Section	04
Legal Subdivision	VILLAS AT TIMBER LAKE CONDO
Legal Tract	E4
Legal Block	3
Legal Lot Number	402
Legal Unit	402
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	3
Census Block	3011
Census Tract	50320

Owner

Source: Lee County records · APN 04-47-25-E4-09000.0402

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	412 NARRAGANSETT BAY AVE, WARWICK, RI 02889-6726
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 02, 2025 · Amount on Record
Deed Sale	Jun 02, 2025 · Amount on Record
Prior Sale	Apr 05, 2018 · Amount on Record
Deed Document Number	2025148294
Prior Transfer Date	Feb 02, 2016
Prior Transfer Doc	0000022395
Record Updated	Jun 08, 2026

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Apr 05, 2018
Property Address	3654 STONE WAY, ESTERO, FL 33928-2397
Document Number	0000080311
Instrument Date	Mar 29, 2018
Instrument	80311
Transaction Type	Transfer
Record Updated	Jun 01, 2018
Title Company	MARKETPLACE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$1,469.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3654 STONE WAY ESTERO FL 339282397, ESTERO, FL 33928-2397

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,586.00 (+61.53%)	$247,281 (+33.14%) Building $247,281	$247,281 (-17.92%) Building $247,281
2023	$2,220.00 (-2.59%) Homeowner's exemption	$185,729 (+3%)	$301,275 (+17.77%) Building $301,275
2022	$2,279.00 Homeowner's exemption	$180,319	$255,806 Building $255,806

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 23, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 70 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	70 in force
Nearby Flood Claims	2 (2015–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2025 · other causes

Wildfire

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Orlando Telephone Company, Verizon.

Based on FCC filings for 243 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BONITA SPRINGS UTILITIES serves 76,033 people
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.