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3654 State Hwy 20 E, Freeport, FL 32439 Property Records

Walton County property record for 3654 State Hwy 20 E, Freeport, FL 32439

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,416 sqft · built 1978
Lot Size2.05 acres (89,298 sqft)
Owner2 Individual Names on File
Tax Bill$328 (2025)
Deeds & MortgagesDec 2023 Transfer
Flood ZoneZone X (minimal risk)
APN19-1S-18-14000-004-0000

Property Details

APN / Parcel Number

Primary APN19-1S-18-14000-004-0000
Alternative APNs
  • 19-118-14000-004-0000
  • 1031986

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,416 sqft Living Area
Gross Area1,950 sqft
1st Floor Area1,416 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1994
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area89,298 sqft (2.05 acres)

Exterior Amenities

PorchFinished/Open Porch
Porch Area534 sqft
Shed1 Shed
Shed Area360 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3654 STATE HIGHWAY 20 E
CityFREEPORT
StateFL
Zip32439-6013
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGA
Legal DescriptionCOM SE/COR SESC 19-1S-18W,S 89 DEG 43'43W 997.46 FT,N 00 DEG 06'04E 2435.94 FT FOR POB,N 87 DEG 27'36W 304.93 FT,N 02 DEG 37'46E 300.26 FT,S 87 DEG 18'00E 291.09 FT,S 00 DEG 01' 00E 299.76 FT TO POB. OR 393-735 OR 3168-2668 OR 3310-1455
Legal Range018
Legal Township01S
Legal Section19
Legal Block400
JurisdictionWALTON FL
Township / Civil DivisionFREEPORT
Census Block Group3
Census Block3042
Census Tract950501

Owner

Source: Walton County records, as of March 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3654 STATE HIGHWAY 20 E, FREEPORT, FL 32439-6013
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateDec 12, 2023
Transfer Doc0033101455
Record UpdatedJun 8, 2026

December 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWALTON FL
Recording DateDec 13, 2023
Property Address3654 STATE HIGHWAY 20 E, FREEPORT, FL 32439-6013
Document Number0033101455
Book / Page3310 / 1455
Instrument DateDec 12, 2023
Instrument20230044388
Transaction TypeTransfer
Record UpdatedDec 18, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3654 STATE HIGHWAY 20 E, FREEPORT, FL 32439-6013

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address3654 STATE HIGHWAY 20 E, FREEPORT, FL 32439-6013

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$328.00 (+1.23%)$61,242 (-57.55%)$241,068 (+67.09%) Land $102,500 Building $138,568
2024$324.00 (+2.53%)
2023$316.00 (+0.32%) Homeowner's exemption$144,278 (+10.5%) Land $10,369 Building $133,909$144,278 (+10.5%) Land $10,369 Building $133,909
2022$315.00 Homeowner's exemption$130,566 Land $11,511 Building $119,055$130,566 Land $11,511 Building $119,055

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 26 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies26 in force
Nearby Flood Claims1 (2020)
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 64% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH BAY WATER SYSTEM
serves 3,171 people · EPA ID FL1664019
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 35

May also be available: Wildstar Networks.

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