Yellowstone County property record for 3654 Spalding Ave, Billings, MT 59106
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,244 sqft · built 2016 |
| Lot Size | 0.235 acres (10,228 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $510,000 (Sep 2020) |
| Tax Bill | $4,787 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Sep 2020 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 000A304250 |
| Primary APN | 000A304250 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,244 sqft Living Area |
| Gross Area | 3,344 sqft |
| 1st Floor Area | 1,677 sqft |
| Basement Area | 1,667 sqft |
| Finished Basement | 1,567 sqft |
| Unfinished Basement | 100 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,228 sqft (0.235 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Area | 890 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3654 SPALDING AVE |
|---|---|
| City | BILLINGS |
| State | MT |
| Zip | 59106-1023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AUGUSTA RANCH ESTATES SUB, S30, T01 N, R25 E, BLOCK 6, LOT 15A1, AMD (14) |
| Legal Range | 25E |
| Legal Township | 01N |
| Legal Section | 30 |
| Legal Subdivision | AUGUSTA RANCH ESTATES SUB |
| Legal Block | 6 |
| Legal Lot Number | 15A1 |
| Jurisdiction | YELLOWSTONE MT |
| Township / Civil Division | BILLINGS |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 1801 |
3654 Spalding Ave is owned and occupied by two individuals who bought it in September 2020.
Source: Yellowstone County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3654 SPALDING AVE, BILLINGS, MT 59106-1023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 11, 2022 | Deed of Trust, Mortgage · Line of Credit BILLINGS FCU |
| Sep 2, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage YELLOWSTONE BANK |
| Oct 1, 2018 | Loan Modification, Mortgage STOCKMAN BK/MT |
| Jun 30, 2017 | Warranty Deed, Subdivision Related Transfer FIRST MONTANA TITLE |
| Jun 30, 2017 | Quit Claim Deed, Transfer MONTANA TITLE AND ESCROW, MONTANA TITLE & ESCROW |
| Jun 30, 2017 | Warranty Deed, Transfer FIRST MONTANA TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2020 · Amount on File |
| Deed Sale | Sep 2, 2020 · Amount on File |
| Prior Sale | Jun 30, 2017 |
| Deed Document Number | 20203936819 |
| Prior Transfer Date | Sep 1, 2020 |
| Prior Transfer Doc | 0003936819 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 3654 SPALDING AVE, BILLINGS, MT 59106-1023 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0004025898 |
|---|---|
| Date | Aug 11, 2022 |
| Instrument | 4025898 |
| Name | BILLINGS FCU |
|---|---|
| Type | Credit Union |
| Address | BILLINGS, MT 59103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Aug 10, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Sep 2, 2020 |
| Property Address | 3654 SPALDING AVE, BILLINGS, MT 59106-1023 |
| Document Number | 0003936819 |
| Map Reference | DOC 3653477 |
| Instrument Date | Sep 1, 2020 |
| Instrument | 3936819 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | FIRST MONTANA TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3654 SPALDING AVE, BILLINGS, MT 59106-1023 |
| Document Number | 0003936820 |
|---|---|
| Date | Sep 2, 2020 |
| Instrument | 3936820 |
| Name | YELLOWSTONE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 3654 SPALDING AVE, BILLINGS, MT 59106-1023 |
| Document Number | 0003865364 |
| Instrument Date | Oct 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2018 |
| Title Company | FIRST MONTANA TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3671 SPAIDING AVE BILLINGS MT 59106, BILLINGS, MT 59106 |
| Document Number | 0003865364 |
|---|---|
| Date | Oct 16, 2018 |
| Instrument | 3865364 |
| Name | STOCKMAN BK/MT |
|---|---|
| Type | Bank |
| Address | BILLINGS, MT 59102 |
| Amount | Amount on Record |
|---|---|
| Term | 12 Months |
| Due | Oct 15, 2019 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Jun 30, 2017 |
| Property Address | 3654 SPALDING AVE, BILLINGS, MT 59106-1023 |
| Document Number | 0003818507 |
| Instrument Date | Jun 30, 2017 |
| Instrument | 3818507 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 11, 2017 |
| Title Company | FIRST MONTANA TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3654 SPALDING AVE BILLINGS MT 591061023, BILLINGS, MT 59106-1023 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Jun 30, 2017 |
| Property Address | 3654 SPALDING AVE, BILLINGS, MT 59106-1023 |
| Document Number | 0003818506 |
| Instrument Date | Jun 30, 2017 |
| Instrument | 3818506 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2017 |
| Title Company | MONTANA TITLE AND ESCROW, MONTANA TITLE & ESCROW |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3671 SPALDING AVE BILLINGS MT 591061023, BILLINGS, MT 59106-1023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Jun 30, 2017 |
| Property Address | 3654 SPALDING AVE, BILLINGS, MT 59106-1023 |
| Document Number | 0003818505 |
| Instrument Date | Jun 30, 2017 |
| Instrument | 3818505 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2017 |
| Title Company | FIRST MONTANA TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3671 SPALDING AVE BILLINGS MT 591061023, BILLINGS, MT 59106-1023 |
The 2025 property tax bill for 3654 Spalding Ave was $4,787, down 16.6% from the year before.
Source: Yellowstone County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| Municipality | Billings City |
| County | Yellowstone County |
| Elementary School District | Billings Elementary School District (PK - 08) |
| Secondary School District | Billings High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $664,500 (-) Land $100,904 Building $563,596 | $664,500 (-) Land $100,904 Building $563,596 | |
| 2025 | $4,787.00 (-16.59%) | $664,500 Land $100,904 Building $563,596 | $664,500 Land $100,904 Building $563,596 |
| 2024 | $5,739.00 (+5.46%) | ||
| 2023 | $5,442.00 | $609,900 | $609,900 Land $93,070 Building $516,830 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3654 Spalding Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 5 (2005–2018) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | May 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3654 Spalding Ave is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 48% of Montana |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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