3654 Sansome Cir, Melbourne, FL 32940 Property Records

Brevard County property record for 3654 Sansome Cir, Melbourne, FL 32940

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,880 sqft · built 2014
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$262,000 (Nov 2017)
Tax Bill	$4,849 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Aug 2020 Reverse Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`26-36-05-52-F-14`

Property Details

APN / Parcel Number

Primary APN	`26-36-05-52-F-14`
Alternative APNs	`26-36-05-52-0000F.0-0014.00` `2632349`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,880 sqft Living Area
Gross Area	2,660 sqft
1st Floor Area	1,880 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2016
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	441 sqft
Porch	Finished/Open Porch
Porch Area	339 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2632349
Street Address	3654 SANSOME CIR
City	MELBOURNE
State	FL
Zip	32940-8650
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	HERITAGE ISLE P.U.D. - PHASE 7B LOT 14 BLK F
Legal Range	36E
Legal Township	26S
Legal Section	05
Legal Subdivision	HERITAGE ISLE P.U.D. - PHASE 7B
Legal Block	F
Legal Lot Number	14
Jurisdiction	BREVARD FL
Township / Civil Division	COCOA-ROCKLEDGE
Census Block Group	2
Census Block	2016
Census Tract	71201

Owner

3654 Sansome Cir is owned and occupied by two individuals who bought it in November 2017.

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3654 SANSOME CIR, MELBOURNE, FL 32940-8650
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · Line of Credit PHH MORTGAGE CORPORATION
Aug 19, 2020	Deed of Trust, Mortgage · Reverse Mortgage PHH MORTGAGE SERVICES CORP
Aug 19, 2020	Deed of Trust, Mortgage · Reverse Mortgage PHH MORTGAGE SERVICES CORP
Nov 16, 2017	Warranty Deed, Transfer · Conventional with PMI WATERSTONE MTG
Oct 4, 2017	Quit Claim Deed, Transfer Quitclaim
Jul 20, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2017 · Amount on File
Deed Sale	Nov 16, 2017 · Amount on File
Prior Sale	Apr 30, 2014 · Amount on File
Deed Document Number	2017238734
Prior Transfer Date	Aug 25, 2017
Prior Transfer Doc	0079952925
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Recording Date	Jun 1, 2026
Property Address	3654 SANSOME CIR, MELBOURNE, FL 32940-8650
Document Number	0000111241
Book / Page	10639 / 750
Instrument Date	Jun 1, 2026
Instrument	2026111241
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	PHH MORTGAGE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3654 SANSOME CIR, MELBOURNE, FL 32940-8650

Mortgage

Document Number	0000111241,
Date	Jun 1, 2026
Book Page	10639/750
Instrument	2026111241

Lender

Name	PHH MORTGAGE CORPORATION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	823 Months
Due	Jan 23, 2095

Interest

Rate	6.3%
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	3654 SANSOME CIR, MELBOURNE, FL 32940-8650
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0088290926
Date	Aug 19, 2020
Book Page	8829/926
Instrument	2020178330

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	RANCHO CORDOVA, CA 95670

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	893 Months
Due	Jan 23, 2095

Interest

Rate Type	Adjustable Rate
Rate	2.44%
Type Change Date	Sep 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	3654 SANSOME CIR, MELBOURNE, FL 32940-8650
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0088290911
Date	Aug 19, 2020
Book Page	8829/911
Instrument	2020178329

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	893 Months
Due	Jan 23, 2095

Interest

Rate Type	Adjustable Rate
Rate	2.44%
Type Change Date	Sep 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Nov 16, 2017
Property Address	3654 SANSOME CIR, MELBOURNE, FL 32940-8650
Document Number	0080281740
Book / Page	008028 / 001740
Instrument Date	Nov 9, 2017
Instrument	238734
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,834.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3654 SANSOME CIR MELBOURNE FL 329408650, MELBOURNE, FL 32940-8650

Mortgage

Document Number	80281743
Date	Nov 16, 2017
Book Page	008028/001743
Instrument	238735

Lender

Name	WATERSTONE MTG
Type	Mortgage Company
Address	PEWAUKEE, WA 53072

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 15, 2047

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BREVARD FL
Recording Date	Oct 4, 2017
Property Address	3654 SANSOME CIR, MELBOURNE, FL 32940-8650
Document Number	0079952925
Book / Page	007995 / 002925
Instrument Date	Aug 25, 2017
Instrument	204816
Transaction Type	Transfer
Record Updated	Oct 31, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1467 GRAND ISLE BLVD MELBOURNE FL 329406399, MELBOURNE, FL 32940-6399

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BREVARD FL
Recording Date	Jul 20, 2017
Property Address	3654 SANSOME CIR, MELBOURNE, FL 32940-8650
Document Number	0079411668
Book / Page	007941 / 001668
Instrument Date	Jul 20, 2017
Instrument	151647
Transaction Type	Transfer
Record Updated	Oct 25, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1467 GRAND ISLE BLVD MELBOURNE FL 329406399, MELBOURNE, FL 32940-6399

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$276,020 (+2.7%)	$349,650 (-5.04%)
2025	$4,849.00 (+6.11%)	$268,770 (+5.98%)	$368,200 (-5.65%)
2024	$4,570.00 (+2.56%)
2023	$4,456.00 (+6.91%) Homeowner's exemption	$253,600 (+3%)	$390,240 (+12.44%) Land $90,000 Building $300,240
2022	$4,168.00 Homeowner's exemption	$246,220	$347,070 Land $80,000 Building $267,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3654 Sansome Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 307 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	307 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3654 Sansome Cir is moderate, ranking above 63% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 60% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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