3654 Roop Rd, New Windsor, MD 21776 Property Records

Carroll County property record for 3654 Roop Rd, New Windsor, MD 21776

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,921 sqft · built 2007
Lot Size3.76 acres (163,786 sqft)
Owner2 Individual Names on Record
Tax Bill$6,501 (2026)
Deeds & MortgagesOct 2021 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN09-033688

Property Details

APN / Parcel Number

Primary APN09-033688
Alternative APN
  • 033688

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,921 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area163,786 sqft (3.76 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area175 sqft
Deck Area278 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number033688
Street Address3654 ROOP RD
CityNEW WINDSOR
StateMD
Zip21776-8240
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAGRIC
Legal DescriptionLT - 3.76 ACS E/S ROOP RD NR FREDERICK CO LINE
JurisdictionCARROLL MD
Township / Civil Division9, FRANKLIN
Census Block Group1
Census Block1017
Census Tract509001

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3654 ROOP RD, NEW WINDSOR, MD 21776-8240
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 11, 2003
Deed SaleJul 11, 2003
Deed Document Number200381
Deed Book / Page3519 / 294
Last Transfer DateFeb 15, 2008
Transfer Doc0054810604
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address3654 ROOP RD, NEW WINDSOR, MD 21776-8240
Transaction TypeMortgage
Record UpdatedNov 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3654 ROOP RD, NEW WINDSOR, MD 21776-8240

Mortgage

Document Number0105040361
DateOct 18, 2021
Book Page10504/361
Lender
NameADVISORS MORTGAGE GROUP INC
TypeMortgage Company
AddressASBURY PARK, NJ 07712
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term912 Months
DueOct 4, 2097

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,501.00 (+4.82%) Homeowner's exemption$585,300 (+5.63%)$616,500 (-) Land $223,800 Building $392,700
2025$6,202.00 (+8.58%) Homeowner's exemption$554,100 (+9.61%)$616,500 (+17.9%) Land $223,800 Building $392,700
2023$5,712.00 Homeowner's exemption$505,533$522,900 Land $203,800 Building $319,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Roop Rd

Nearby Streets

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