Lancaster County property record for 3654 Mount Joy Rd, Mount Joy, PA 17552
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,846 sqft · built 2005 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $9,502 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Aug 2020 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 540-45380-0-0000 |
| Primary APN | 540-45380-0-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,846 sqft Living Area |
| Gross Area | 5,979 sqft |
| 1st Floor Area | 2,257 sqft |
| Upper Floors Area | 589 sqft |
| Basement Area | 2,257 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Colonial |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft |
| Garage Type | Attached |
| Garage Area | 708 sqft |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 213 sqft |
| Deck Area | 56 sqft |
| Patio Area | 708 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 3654 MOUNT JOY RD |
|---|---|
| City | MOUNT JOY |
| State | PA |
| Zip | 17552-9286 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Jurisdiction | LANCASTER PA |
| Township / Civil Division | RAPHO |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 10502 |
Source: Lancaster County records · APN 540-45380-0-0000
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3654 MOUNT JOY RD, MOUNT JOY, PA 17552-9286 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK |
| Aug 04, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTHWEST BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER PA |
| Property Address | 3654 MOUNT JOY RD, MOUNT JOY, PA 17552-9286 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2022 |
| Title Company | PRIME TRANSFER INC |
| Name | Verified Name |
|---|
| Document Number | 0006676100 |
|---|---|
| Date | Apr 19, 2022 |
| Instrument | 6676100 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Address | TAYLORSTOWN, PA 15365 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER PA |
| Property Address | 3654 MOUNT JOY RD, MOUNT JOY, PA 17552-9286 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0006537176 |
|---|---|
| Date | Aug 04, 2020 |
| Instrument | 6537176 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Address | 14636 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Jul 27, 2040 |
Source: Lancaster County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Lancaster County |
| County Subdivision | Rapho Township |
| Unified School District | Manheim Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $443,500 (-) Land $69,300 Building $374,200 | $443,500 (-) Land $69,300 Building $374,200 | |
| 2025 | $9,502.00 (+3.49%) | ||
| 2024 | $9,182.00 | $443,500 Land $69,300 Building $374,200 | |
| 2018 | $443,500 Land $69,300 Building $374,200 |
Source: FEMA National Flood Hazard Layer as of June 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (2006–2018) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Aug 2018 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 52 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MT JOY BORO AUTH serves 15,261 people |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Jan 2026 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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