3654 Miramar Way, Oxnard, CA 93035 Property Records

Ventura County property record for 3654 Miramar Way, Oxnard, CA 93035

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,155 sqft · built 1969
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (Feb 2003)
Tax Bill	$6,902 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`187-0-034-055`

Property Details

APN / Parcel Number

Primary APN	`187-0-034-055`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,155 sqft Living Area
1st Floor Area	1,139 sqft
2nd Floor Area	1,016 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	36 sqft

Location & Zoning

Street Address	3654 MIRAMAR WAY
City	OXNARD
State	CA
Zip	93035-2356
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT: 168501 LOT: 107 REF: 044MR 031
Legal Subdivision	TRACT 1685 1
Legal Tract	168501
Legal Block	34
Legal Lot Number	107
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	2
Census Block	2014
Census Tract	3614

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3654 MIRAMAR WAY, OXNARD, CA 93035-2356
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage VENTURA COUNTY CU
Jun 23, 2017	Deed of Trust, Mortgage · Line of Credit VENTURA COUNTY CU
Jun 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage VENTURA COUNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2003 · Amount on Record
Deed Sale	Feb 26, 2003 · Amount on Record
Deed Document Number	200364699
Prior Transfer Date	Sep 6, 2000
Prior Transfer Doc	0000144141
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	3654 MIRAMAR WAY, OXNARD, CA 93035-2356
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	354 MIRAMAR WAY, OXNARD, CA 93035

Mortgage

Document Number	0000164748
Date	Sep 3, 2021
Instrument	20210903-00164748

Lender

Name	VENTURA COUNTY CU
Type	Credit Union
Address	VENTURA, CA 93001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	3654 MIRAMAR WAY, OXNARD, CA 93035-2356
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000081672
Date	Jun 23, 2017
Instrument	20170623-00081672

Lender

Name	VENTURA COUNTY CU
Type	Credit Union
Address	VENTURA, CA 93001

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 27, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	3654 MIRAMAR WAY, OXNARD, CA 93035-2356
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000081671
Date	Jun 23, 2017
Instrument	20170623-00081671

Lender

Name	VENTURA COUNTY CU
Type	Credit Union
Address	VENTURA, CA 93001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$574,649 (+2%) Land $287,326 Building $287,323
2025	$6,902.00 (+2.21%) Homeowner's exemption	$563,382 (+4.04%) Land $281,692 Building $281,690
2024	$6,753.00 (+3.81%)
2023	$6,505.00 (+3.12%) Homeowner's exemption	$541,506 Land $270,754 Building $270,752
2022	$6,308.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 818 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, GeoLinks.

Nearby Properties on Miramar Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures