Howard County property record for 3654 Macalpine Rd, Ellicott City, MD 21042
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,796 sqft · built 1957 |
| Lot Size | 0.524 acres (22,825 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $550,000 (Oct 2020) |
| Tax Bill | $7,760 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-237229 |
| Primary APN | 02-237229 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,796 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 22,825 sqft (0.524 acres) |
| Garage Type | Attached |
| Garage Area | 260 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 136 sqft |
| Patio Area | 456 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 237229 |
|---|---|
| Street Address | 3654 MACALPINE RD |
| City | ELLICOTT CITY |
| State | MD |
| Zip | 21042-5203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | LOT 14 BL C S 1 3654 MACALPINE RD MACALPINE |
| Legal Subdivision | MACALPINE |
| Legal Block | C |
| Legal Lot Number | 14 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 2, ELLICOTT CITY |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 602306 |
Source: Howard County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3654 MACALPINE RD, ELLICOTT CITY, MD 21042-5203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Sep 25, 2020 | Grant Deed, Transfer · Conventional with PMI FIRST HM MTG CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 13, 2020 · Amount on Record |
| Deed Sale | Oct 13, 2020 · Amount on Record |
| Prior Sale | Sep 18, 2015 · Amount on Record |
| Deed Book / Page | 19807 / 454 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 3654 MACALPINE RD, ELLICOTT CITY, MD 21042-5203 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2021 |
| Title Company | NOT AVAILABLE, EAGLE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0211200264 |
|---|---|
| Date | Nov 18, 2021 |
| Book Page | 21120/264 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | NOTTINGHAM, MD 21236 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Sep 25, 2020 |
| Property Address | 3654 MACALPINE RD, ELLICOTT CITY, MD 21042-5203 |
| Document Number | 0198070454 |
| Book / Page | 019807 / 000454 |
| Instrument Date | Sep 25, 2020 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2020 |
| Title Company | LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,500.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3654 MACALPINE RD ELLICOTT CITY MD 210425203, ELLICOTT CITY, MD 21042-5203 |
| Document Number | 198070461 |
|---|---|
| Date | Sep 25, 2020 |
| Book Page | 019807/000461 |
| Name | FIRST HM MTG CORP |
|---|---|
| Address | BALTIMORE, MD 21236 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 24, 2050 |
Source: Howard County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $530,000 (+6.59%) Land $220,900 Building $309,100 | $530,000 (-) Land $220,900 Building $309,100 | |
| 2025 | $7,760.00 (+62.85%) | $497,233 (+15.18%) | $530,000 (+22.77%) Land $220,900 Building $309,100 |
| 2023 | $431,700 Land $210,900 Building $220,800 | $431,700 Land $210,900 Building $220,800 | |
| 2022 | $4,765.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 29 units insured incl. 14 condo units |
| Nearby Flood Claims | 7 (2011–2018) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | May 2018 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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