3654 Lake Shore Rd, Fallbrook, CA 92028 Property Records

San Diego County property record for 3654 Lake Shore Rd, Fallbrook, CA 92028

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,854 sqft · built 2007
Lot Size	0.121 acres (5,283 sqft)
Owner	2 Individual Names on Record
Last Sale	$775,000 (Feb 2025)
Tax Bill	$5,646 (2025)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`125-293-57-00`

Property Details

APN / Parcel Number

Primary APN	`125-293-57-00`
Alternative APN	`1252932300`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,854 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	5,283 sqft (0.121 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1252932300
Street Address	3654 LAKE SHORE RD
City	FALLBROOK
State	CA
Zip	92028-7873
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RV
Legal Description	LOT 87 PAR B PER DOC00-523261 IN LOT 86& TR 012848
Legal Subdivision	FALLBROOK 4249-3
Legal Tract	012848
Legal Block	1
Legal Lot Number	87,86
Jurisdiction	SAN DIEGO CA
Township / Civil Division	PAUMA VALLEY
Census Block Group	1
Census Block	1004
Census Tract	19109

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3654 LAKE SHORE RD, FALLBROOK, CA 92028-7873
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2025 · Amount on Record
Deed Sale	Feb 13, 2025 · Amount on Record
Prior Sale	Jul 30, 2015 · Amount on Record
Deed Document Number	202537768
Prior Transfer Date	Feb 8, 2021
Prior Transfer Doc	0000111103
Record Updated	Oct 29, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 11, 2021
Property Address	3654 LAKE SHORE RD, FALLBROOK, CA 92028-7873
Document Number	0000111103
Map Reference	MAP 12848
Instrument Date	Feb 8, 2021
Instrument	2021-0111103
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	34822 CALLE DEL DEL, CAPISTRANO BEACH, CA 92624

Mortgage

Document Number	0000111104
Date	Feb 11, 2021
Instrument	2021-0111104

Lender

Name	ORANGE COUNTYS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Bonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$790,499 (+58.99%) Land $263,498 Building $527,001
2025	$5,646.00 (+5%)	$497,187 (+4.04%) Land $165,728 Building $331,459
2023	$5,377.00 (+1.63%)	$477,883 Land $159,294 Building $318,589
2022	$5,291.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 41% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20