Polk County property record for 3654 Fork Creek Rd, Saluda, NC 28773
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,563 sqft · built 1997 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $185,000 (Apr 2008) |
| Tax Bill | $1,473 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | P7-26 |
| Primary APN | P7-26 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,563 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 43,996 sqft (1.01 acres) |
| Porch | Slab |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 39802 |
|---|---|
| Street Address | 3654 FORK CREEK RD |
| City | SALUDA |
| State | NC |
| Zip | 28773-9689 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MX |
| Legal Description | OFF FORK CREEK RD, 200 200 COUNTY RURAL |
| Legal Subdivision | COUNTY RURAL |
| Jurisdiction | POLK NC |
| Township / Civil Division | SALUDA |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 920304 |
Source: Polk County records, as of September 30, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3654 FORK CREEK RD, SALUDA, NC 28773-9689 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 15, 2008 · Amount on Record |
| Deed Sale | Apr 15, 2008 · Amount on Record |
| Prior Sale | Aug 31, 1999 |
| Deed Book / Page | 364 / 155 |
| Last Transfer Date | Apr 1, 2011 |
| Transfer Doc | 386/1072 |
| Record Updated | Jun 8, 2026 |
Source: Polk County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,473.00 (-0.41%) | $252,820 (+18.62%) Land $25,250 Building $227,570 | $252,820 (+18.62%) Land $25,250 Building $227,570 |
| 2023 | $1,479.00 | $213,142 Land $15,150 Building $197,992 | |
| 2021 | $213,142 Land $15,150 Building $197,992 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 13 (1995–2024) |
| Claims Outside the SFHA | 3 of 13 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| RiverStreet Networks Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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