3654 E Shore Dr, Helena, MT 59602 Property Records

Lewis And Clark County property record for 3654 E Shore Dr, Helena, MT 59602

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,860 sqft · built 2018
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on Record
Tax Bill	$9,036 (2026)
Deeds & Mortgages	Sep 2018 Mortgage May 2018 Construction Loan
Flood Zone	Zone D (undetermined)
APN	`R0534641`

Property Details

APN / Parcel Number

Primary APN	`R0534641`
Alternative APNs	`05-1890-11-1-01-39-0000` `0000037145`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	1 Room
Stories	1 Story
Building Area	1,860 sqft Living Area
1st Floor Area	1,860 sqft
Basement Area	1,860 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,602 sqft (0.45 acres)
Terrain	Steep
Garage Type	Detached
Garage Area	1,260 sqft
Deck Area	730 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000037145
Street Address	3654 E SHORE DR
City	HELENA
State	MT
Zip	59602-9738
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	S11, T10 N, R01 W, C.O.S. 3006402, TR 90
Legal Subdivision	CANYON FERRY CABIN SITES
Legal Tract	90
Jurisdiction	LEWIS AND CLARK MT
Township / Civil Division	WOLF CREEK
Census Block Group	3
Census Block	3110
Census Tract	300

Owner

Source: Lewis And Clark County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	723 OAKMONT RD, BILLINGS, MT 59105-3459
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage STOCKMAN BANK
May 2, 2018	Deed of Trust, Mortgage · Construction Mortgage STOCKMAN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 17, 2005
Transfer Doc	M31/9782
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	3654 E SHORE DR, HELENA, MT 59602-9738
Transaction Type	Mortgage
Record Updated	Oct 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M54/7284
Date	Sep 25, 2018
Book Page	M54/7284
Instrument	3328082

Lender

Name	STOCKMAN BANK
Type	Bank
Address	MILES CITY, MT 59301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	3654 E SHORE DR, HELENA, MT 59602-9738
Transaction Type	Mortgage
Record Updated	May 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M54/1372
Date	May 2, 2018
Book Page	M54/1372
Instrument	3320905

Lender

Name	STOCKMAN BANK
Type	Bank
Address	BILLINGS, MT 59102

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	5 Months
Due	Oct 25, 2018

Tax Assessment & Valuation

Source: Lewis And Clark County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lewis And Clark County
Unified School District	East Helena K-12 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,036.00 (+168.29%)	$838,500 (+16.09%)
2025	$3,368.00 (-39.37%)	$722,300 (+18.12%)	$838,500 (+37.12%) Land $311,500 Building $527,000
2023	$5,555.00	$611,500	$611,500 Land $326,525 Building $284,975

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 67% of Montana
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Montana Internet.

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