3654 E Maynard St, Decatur, IL 62521 Property Records

Macon County property record for 3654 E Maynard St, Decatur, IL 62521

Property Summary

Property Type	Single Family Home
Details	1 ba · 934 sqft · built 1941
Lot Size	0.184 acres (8,000 sqft)
Owner	Individual Name on Record
Last Sale	$127,000 (Dec 2023)
Tax Bill	$1,579 (2025)
Deeds & Mortgages	Jul 2013 Mortgage Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-13-18-277-023`

Property Details

APN / Parcel Number

Primary APN	`04-13-18-277-023`
Alternative APN	`13-18-277-023`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	934 sqft Living Area
1st Floor Area	934 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Exterior Material	Wood
Construction Type	Frame
Lot Area	8,000 sqft (0.184 acres)
Lot Dimensions	100 ft deep x 80 ft wide
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces
Deck Area	542 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	041318277023
Street Address	3654 E MAYNARD ST
City	DECATUR
State	IL
Zip	62521-2434
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	L 0080 B 00 LAKE BEACH ADD LOTS 78 79 & E1/2 02BK3165/927 80X100 98BK2798/27 01BK3058/28 01BK3094/634
Legal Subdivision	LAKE BEACH ADD
Legal Lot Number	78
Jurisdiction	MACON IL
Township / Civil Division	DECATUR
Census Block Group	1
Census Block	1053
Census Tract	1100

Owner

Source: Macon County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3654 E MAYNARD ST, DECATUR, IL 62521-2434
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2013	Deed of Trust, Mortgage · Stand-Alone First Mortgage STALEY CU
Dec 1, 2023	Warranty Deed, Transfer · Conventional Mortgage PROSPECT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2023 · Amount on Record
Deed Sale	Dec 1, 2023 · Amount on Record
Deed Document Number	20232019551
Deed Book / Page	4987 / 443
Record Updated	Sep 20, 2026

July 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	3654 E MAYNARD ST, DECATUR, IL 62521-2434
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	CENTRAL ILLINOIS TITLE, CENTRAL ILLINOIS TITLE COMPA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004319/308
Date	Jul 29, 2013
Book Page	4319/308
Instrument	1858679

Lender

Name	STALEY CU
Address	DECATUR, IL 62524

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jul 31, 2023

Interest

Rate	3.25%

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Dec 1, 2023
Property Address	3654 E MAYNARD ST, DECATUR, IL 62521-2434
Document Number	004987/443
Book / Page	4987 / 443
Map Reference	BK 300 PG 110
Instrument Date	Nov 21, 2023
Instrument	2019551
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	CENTRAL ILLINOIS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3654 E MAYNARD ST, DECATUR, IL 62521-2434

Mortgage

Document Number	0002019552
Date	Dec 1, 2023
Instrument	2019552

Lender

Name	PROSPECT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.63%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	7.63%
Max Rate At Change	9.63%
Index	1-Year CMT
Max Rate	13.6%

Tax Assessment & Valuation

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	Decatur Township
Municipality	Decatur City
Unified School District	Decatur School District 61 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,579.00 (+24.92%)	$22,927 (+24.85%) Land $4,911 Building $18,016	$68,787 (+24.85%) Land $14,734 Building $54,053
2022	$1,264.00 Homeowner's exemption	$18,363 Land $4,086 Building $14,277	$55,094 Land $12,259 Building $42,835

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1979)
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR serves 76,122 people · EPA ID IL1150150
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on E Maynard St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures