3654 E Cassia Ln, Gilbert, AZ 85298 Property Records

Maricopa County property record for 3654 E Cassia Ln, Gilbert, AZ 85298

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 4,317 sqft · built 2015
Lot Size	0.196 acres (8,547 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,955 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Sep 2022 Mortgage + 5 more
Flood Zone	Zone X (moderate risk)
APN	`304-71-690`

Property Details

APN / Parcel Number

Primary APN	`304-71-690`
Alternative APN	`304716904`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	4,317 sqft Living Area
Gross Area	4,507 sqft
1st Floor Area	2,403 sqft
2nd Floor Area	1,914 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	8,547 sqft (0.196 acres)
Parking Spaces	3 Parking Spaces
Patio Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	3654 E CASSIA LN
City	GILBERT
State	AZ
Zip	85298-2216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	BRIDGES AT GILBERT PHASE 1 PARCEL 4 MCR 867-12
Legal Range	6E
Legal Township	2S
Legal Section	14
Legal Subdivision	BRIDGES AT GILBERT PHASE 1 PARCEL 4
Legal Phase	1
Legal Lot Number	32
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	2
Census Block	2000
Census Tract	816302

Owner

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3654 E CASSIA LN, GILBERT, AZ 85298-2216
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2023	Intrafamily Transfer, Transfer · VA Mortgage GROVES CAPITAL INC
Sep 16, 2022	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Feb 27, 2020	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Nov 19, 2020	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Aug 23, 2021	Intrafamily Transfer, Transfer · VA Mortgage THE FEDERAL SAVINGS BANK
Aug 7, 2017	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
May 4, 2017	Intrafamily Transfer, Transfer · VA Mortgage NORTH AMERICAN FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2023
Deed Sale	Dec 29, 2023
Prior Sale	Aug 23, 2021
Deed Document Number	2023662534
Record Updated	Sep 20, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Dec 29, 2023
Property Address	3654 E CASSIA LN, GILBERT, AZ 85298-2216
Document Number	0000662534
Map Reference	MB 867 PG 12
Instrument Date	Dec 23, 2023
Instrument	20230662534
Transaction Type	Transfer
Record Updated	Jan 9, 2024
Title Company	DRIGGS TITLE AGENCY INC-NV, DRIGGS TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3654 E CASSIA LN, GILBERT, AZ 85298-2216

Mortgage

Document Number	0000662535
Date	Dec 29, 2023
Instrument	20230662535

Lender

Name	GROVES CAPITAL INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Jan 1, 2051

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3654 E CASSIA LN, GILBERT, AZ 85298-2216
Transaction Type	Mortgage
Record Updated	Sep 30, 2022
Title Company	WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3654 E CASSIA LN, GILBERT, AZ 85298-2216

Mortgage

Document Number	0000715326
Date	Sep 16, 2022
Instrument	20220715326

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3654 E CASSIA LN, GILBERT, AZ 85298-2216
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000167832
Date	Feb 27, 2020
Instrument	20200167832

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3654 E CASSIA LN, GILBERT, AZ 85298-2216
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3654 E CASSIA LN, GILBERT, AZ 85298-2216

Mortgage

Document Number	0001134152
Date	Nov 19, 2020
Instrument	20201134152

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Aug 23, 2021
Property Address	3654 E CASSIA LN, GILBERT, AZ 85298-2216
Document Number	0000908585
Map Reference	MB 867 PG 12
Instrument Date	Aug 6, 2021
Instrument	20210908585
Transaction Type	Transfer
Record Updated	Jul 15, 2022
Title Company	TIMIOS INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3654 E CASSIA LN, GILBERT, AZ 85298-2216

Mortgage

Document Number	0000908586
Date	Aug 23, 2021
Instrument	20210908586

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3654 E CASSIA LN, GILBERT, AZ 85298-2216
Document Number	0000599260
Instrument Date	Aug 7, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2017
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3654 E CASSIA LN GILBERT AZ 852982216, GILBERT, AZ 85298-2216

Mortgage

Document Number	0000599260
Date	Aug 15, 2017
Instrument	599260

Lender

Name	LOW VA RATES LLC
Address	384 S 400 W # 100, LINDON, UT 84042-1957

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.75%

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	May 4, 2017
Property Address	3654 E CASSIA LN, GILBERT, AZ 85298-2216
Document Number	0000324171
Map Reference	MB 867 PG 12
Instrument Date	Apr 28, 2017
Instrument	2017-0324171
Transaction Type	Transfer
Record Updated	Jul 15, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3654 E CASSIA LN, GILBERT, AZ 85298-2216

Mortgage

Document Number	0000324172
Date	May 4, 2017
Instrument	2017-0324172

Lender

Name	NORTH AMERICAN FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Higley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,080 (+86.9%)	$740,800 (+6.85%) Land $148,100 Building $592,700
2025	$2,955.00 (-6.1%)	$39,637 (-47.15%)	$693,300 (-7.56%) Land $138,600 Building $554,700
2024		$75,000 (+17.08%)	$750,000 (+17.08%) Land $150,000 Building $600,000
2023	$3,147.00 (+4.69%)	$64,060 Land $12,810 Building $51,250	$640,600 Land $128,100 Building $512,500
2022	$3,006.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20

May also be available: Verizon.

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