3654 Diamondale Dr E, Saginaw, MI 48601 Property Records

Saginaw County property record for 3654 Diamondale Dr E, Saginaw, MI 48601

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,196 sqft · built 1967
Lot Size	0.269 acres (11,718 sqft)
Owner	2 Individual Names on File
Last Sale	$55,900 (Jun 1990)
Tax Bill	$1,819 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jul 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-11-5-08-4448-000`

Property Details

APN / Parcel Number

Primary APN	`09-11-5-08-4448-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,196 sqft Living Area
1st Floor Area	1,196 sqft
Basement Area	1,196 sqft
Finished Basement	1,196 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Raised Ranch
Exterior Material	Combination
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,718 sqft (0.269 acres)
Lot Dimensions	130 ft deep x 90 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	3654 DIAMONDALE DR E
City	SAGINAW
State	MI
Zip	48601-5805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 48 DIAMONDALE SUB-DIV ADD 1 SEC 08 T11N R5E
Legal Range	05E
Legal Township	11N
Legal Section	08
Legal Subdivision	DIAMONDALE SUB-DIV ADD
Legal Lot Number	48
Legal Unit	48
Jurisdiction	SAGINAW MI
Township / Civil Division	BRIDGEPORT
Census Block Group	2
Census Block	2009
Census Tract	11600

Owner

3654 Diamondale Dr E is owned and occupied by two individuals who acquired it in July 2026.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3654 DIAMONDALE DR E, SAGINAW, MI 48601-5805
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Deed of Trust, Mortgage · Line of Credit FINANCIAL PLUS CREDIT UNION
Jul 2, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Oct 14, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FINANCIAL PLUS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 1990 · Amount on File
Deed Sale	Jun 13, 1990 · Amount on File
Deed Book / Page	1771 / 552
Last Transfer Date	Jul 2, 2026
Transfer Doc	0000017576
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Recording Date	Jul 17, 2026
Property Address	3654 DIAMONDALE DR E, SAGINAW, MI 48601-5805
Document Number	0000018715
Instrument Date	Jul 13, 2026
Instrument	202618715
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	TRANSNATION TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3654 DIAMONDALE DR E, SAGINAW, MI 48601-5805

Mortgage

Document Number	0000018715,
Date	Jul 17, 2026
Instrument	202618715

Lender

Name	FINANCIAL PLUS CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 28, 2046

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Jul 2, 2026
Property Address	3654 DIAMONDALE DR E, SAGINAW, MI 48601-5805
Document Number	0000017576
Instrument Date	Jul 2, 2026
Instrument	202617576
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	3654 DIAMONDALE DR E, SAGINAW, MI 48601-5805

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	3654 DIAMONDALE DR E, SAGINAW, MI 48601-5805
Transaction Type	Mortgage
Record Updated	Oct 22, 2025
Title Company	MID-STATE TITLE SERVICES INC, MIDSTATE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3654 DIAMONDALE DR E, SAGINAW, MI 48601-5805

Mortgage

Document Number	0000024371
Date	Oct 14, 2025
Instrument	2025024371

Lender

Name	FINANCIAL PLUS CU
Type	Credit Union
Address	G3381 VAN SLYKE RD, FLINT, MI 48507

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 3654 Diamondale Dr E was $1,819 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Bridgeport Charter Township
Unified School District	Bridgeport-Spaulding Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,500	$123,000
2025	$1,819.00 Homeowner's exemption
2023		$43,700	$87,400
2022	$1,464.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3654 Diamondale Dr E in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	6 (2004–2026)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Apr 2026 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Apr 2026 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3654 Diamondale Dr E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRIDGEPORT TOWNSHIP serves 10,104 people · EPA ID MI0000840
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Mar 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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