3654 Central St, Dexter, MI 48130 Property Records

Washtenaw County property record for 3654 Central St, Dexter, MI 48130

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,352 sqft
Lot Size	0.227 acres (9,888 sqft)
Owner	2 Individual Names on Record
Last Sale	$349,900 (Dec 2021)
Tax Bill	$9,763 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-03-32-370-004`

Property Details

APN / Parcel Number

Primary APN	`08-03-32-370-004`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,352 sqft Living Area
1st Floor Area	820 sqft
Basement Area	820 sqft
Unfinished Basement	820 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Multi-Family
Lot Area	9,888 sqft (0.227 acres)
Lot Dimensions	198 ft deep x 50 ft wide
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3654 CENTRAL ST
City	DEXTER
State	MI
Zip	48130-1071
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	COM AT NE COR OF SEC 6, T2S-R5E, TH N 09-45-00 W 143.55 FT, TH S 19-15-00 W 110.00 FT FOR A POB, TH N 19-15-00 E 50.00 FT, TH
Legal Range	05E
Legal Township	02S
Legal Section	06
Legal Block	370
Jurisdiction	WASHTENAW MI
Township / Civil Division	DEXTER
Census Block Group	3
Census Block	3001
Census Tract	454002

Owner

Source: Washtenaw County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3654 CENTRAL ST, DEXTER, MI 48130-1071
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2021	Warranty Deed, Transfer · Conventional Mortgage MICHIGAN MUTUAL INC
Dec 15, 2020	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Jun 19, 2019	Warranty Deed, Transfer · VA Mortgage BANK OF AMERICA
Jan 24, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2021 · Amount on Record
Deed Sale	Dec 17, 2021 · Amount on Record
Prior Sale	Jun 19, 2019 · Amount on Record
Deed Document Number	20216628367
Deed Book / Page	5461 / 517
Prior Transfer Date	Mar 1, 2006
Prior Transfer Doc	0005711406
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHTENAW MI
Recording Date	Dec 17, 2021
Property Address	3654 CENTRAL ST, DEXTER, MI 48130-1071
Document Number	0006628367
Book / Page	5461 / 517
Instrument Date	Dec 13, 2021
Instrument	6628367
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	AMERICAN TITLE COMPANY, AMERICAN TTL CO OF WASHTENAW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,010.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2778 PAGE AVE, ANN ARBOR, MI 48104-6914

Mortgage

Document Number	0005462422
Date	Dec 17, 2021
Instrument	5462/422

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHTENAW MI
Property Address	3654 CENTRAL ST, DEXTER, MI 48130-1071
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006560443
Date	Dec 15, 2020
Book Page	5393/675
Instrument	6560443

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	May 1, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHTENAW MI
Recording Date	Jun 19, 2019
Property Address	3654 CENTRAL ST, DEXTER, MI 48130-1071
Document Number	0006474762
Book / Page	005308 / 000011
Instrument Date	Jun 7, 2019
Instrument	6474762
Transaction Type	Transfer
Record Updated	Jul 25, 2019
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$323.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1698 MONTEREY AVE GROVER BEACH CA 934332950, GROVER BEACH, CA 93433-2950

Mortgage

Document Number	6474931
Date	Jun 19, 2019
Book Page	005308/000180
Instrument	6474931

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2049

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHTENAW MI
Recording Date	Jan 24, 2019
Property Address	3654 CENTRAL ST, DEXTER, MI 48130-1071
Document Number	0006456055
Book / Page	005289 / 000288
Instrument Date	Dec 28, 2018
Instrument	6456055
Transaction Type	Transfer
Record Updated	Feb 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3654 CENTRAL ST DEXTER MI 481301071, DEXTER, MI 48130-1071

Tax Assessment & Valuation

Source: Washtenaw County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Washtenaw County
Municipality	Dexter City
Unified School District	Dexter Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$192,300 (+33.08%)	$384,600 (+33.08%)
2025	$9,763.00	$144,500	$289,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEXTER serves 4,500 people · EPA ID MI0001810
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Spectrum.

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