3654 Arctic Cir, Naples, FL 34112 Property Records

Collier County property record for 3654 Arctic Cir, Naples, FL 34112

Property Summary

Property Type	Condominium
Details	1,246 sqft · built 1985
Owner	Individual Name on Record
Last Sale	$365,500 (Aug 2022)
Tax Bill	$1,827 (2025)
Deeds & Mortgages	Aug 2022 Transfer Aug 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`516400 2055A12`

Property Details

APN / Parcel Number

Primary APN	`516400 2055A12`
Alternative APNs	`63550840003121000I2055` `63550840003`

Interior

Building Area	1,246 sqft Living Area
1st Floor Area	1,246 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Condo/Apartment

Location & Zoning

Street Address	3654 ARCTIC CIR
City	NAPLES
State	FL
Zip	34112-5050
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	NAPLES WINTERPARK I A CONDOMINIUM UNIT 205
Legal Range	25
Legal Township	50
Legal Section	12
Legal Subdivision	NAPLES WINTERPARK I A CONDOMINIUM
Legal Tract	516400
Legal Block	1
Legal Lot Number	205
Legal Unit	205
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1000
Census Tract	10604

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3654 ARCTIC CIR, 205, NAPLES, FL 34112-5050
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2022	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Aug 1, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2022 · Amount on Record
Deed Sale	Aug 1, 2022 · Amount on Record
Prior Sale	Apr 22, 2005 · Amount on Record
Deed Document Number	20226290578
Deed Book / Page	6159 / 1009
Prior Transfer Date	Oct 17, 2017
Prior Transfer Doc	0054633366
Record Updated	Oct 29, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Aug 1, 2022
Property Address	3654 ARCTIC CIR, NAPLES, FL 34112-5050
Document Number	0061591007
Book / Page	6159 / 1007
Map Reference	MB 1126 PG 158-237
Instrument Date	Jul 28, 2022
Instrument	6290577
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3919 INDIAN RIDGE WOODS DR, 3919, OXFORD, OH 45056-9482

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3919 INDIAN CREEK RD, OXFORD, OH 45056-8984

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Aug 1, 2022
Property Address	3654 ARCTIC CIR, NAPLES, FL 34112-5050
Document Number	0061591009
Book / Page	6159 / 1009
Map Reference	MB 1126 PG 158-237
Instrument Date	Jul 28, 2022
Instrument	6290578
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,558.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3919 INDIAN RIDGE WOODS DR, 3919, OXFORD, OH 45056-9482

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3654 ARCTIC CIR, NAPLES, FL 34112-5050

Mortgage

Document Number	0061591011
Date	Aug 1, 2022
Instrument	6159/1011

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

Mortgage

Document Number	0061591023
Date	Aug 1, 2022
Book Page	6159/1023
Instrument	6290580

Lender

Name	ALASKA USA FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78269

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$196,868 (-8.14%) Building $196,868	$196,868 (-8.14%) Building $196,868
2025	$1,827.00 (+0.11%) Homeowner's exemption	$214,312 (-6.01%) Building $214,312	$214,312 (-6.01%) Building $214,312
2024	$1,825.00 (-6.02%)
2023	$1,942.00 (+90.39%) Homeowner's exemption	$228,018 (+71.51%) Building $228,018	$228,018 (+23.78%) Building $228,018
2022	$1,020.00 Homeowner's exemption	$132,944	$184,209 Building $184,209

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 89 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	491 units insured incl. 402 condo units
Nearby Flood Claims	10 (1985–2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Blue Stream, CenturyLink.

Nearby Properties on Arctic Cir

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