3653 White Pine Dr, Lexington, KY 40514 Property Records

Lexington-Fayette Urban County property record for 3653 White Pine Dr, Lexington, KY 40514

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,831 sqft · built 1995
Lot Size0.121 acres (5,266 sqft)
OwnerIndividual Name on Record
Tax Bill$3,035 (2026)
Deeds & MortgagesAug 2026 Mortgage
Dec 2025 Transfer
APN19312370

Property Details

APN / Parcel Number

Primary APN19312370

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area1,831 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialBrick/Stone
Construction TypeFrame
Lot Area5,266 sqft (0.121 acres)
Lot Width45.9 ft Width
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
Patio Area320 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address3653 WHITE PINE DR
CityLEXINGTON
StateKY
Zip40514-1742
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionJ-396 LOT 53; BOOK: 1791 PAGE: 335
Legal SubdivisionWILLOW OAK UNIT 2-C
Legal Lot Number53
JurisdictionFAYETTE KY
Township / Civil DivisionLEXINGTON-FAYETTE SOUTHWEST
Census Block Group2
Census Block2001
Census Tract4210

Owner

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address3653 WHITE PINE DR, LEXINGTON, KY 40514-1742
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2026Deed of Trust, Mortgage · Conventional Mortgage
TRUST COMPANY
Dec 16, 2025Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJul 25, 2025
Transfer DocDB4168/170
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAYETTE KY
Recording DateAug 27, 2026
Property Address3653 WHITE PINE DR, LEXINGTON, KY 40514-1742
Document Number0311000177
Book / Page311 / 177
Instrument DateAug 17, 2026
Transaction TypeMortgage
Record UpdatedOct 6, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3653 WHITE PINE DR, LEXINGTON, KY 40514-1742

Mortgage

Document Number0311000177,
DateAug 27, 2026
Book Page311/177
Lender
NameTRUST COMPANY
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 1, 2041
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFAYETTE KY
Recording DateDec 16, 2025
Property Address3653 WHITE PINE DR, LEXINGTON, KY 40514-1742
Document NumberDB4168/170
Book / PageDB 4168 / 170
Map ReferenceCAB J SL 396
Instrument DateJul 25, 2025
Instrument202512160098
Transaction TypeTransfer
Record UpdatedJan 6, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address145 CHESTNUT DR, PIKEVILLE, KY 41501-2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address3653 WHITE PINE DR, LEXINGTON, KY 40514-1742

Tax Assessment & Valuation

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

TypeName
StateKentucky
County / MunicipalityLexington-Fayette Urban County
Unified School DistrictFayette County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,035.00 (+1.91%)$240,900 (-)$240,900 (-)
2025$2,978.00 (+4.93%)$240,900 (+4.97%)$240,900 (+4.97%)
2023$2,838.00$229,500$229,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENTUCKY-AMERICAN WATER CO
private · serves 669,042 people · EPA ID KY0340250
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Windstream
DSL · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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