3653 Front St, Barnum, MN 55707 Property Records

Carlton County property record for 3653 Front St, Barnum, MN 55707

Property Summary

Property Type	Single Family Home
Details	1,608 sqft · built 2002
Lot Size	2.98 acres (129,809 sqft)
Owner	2 Individual Names on File
Last Sale	$294,400 (Aug 2021)
Tax Bill	$4,694 (2026)
Deeds & Mortgages	Jan 2026 Sale Aug 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-150-0151`

Property Details

APN / Parcel Number

Primary APN	`13-150-0151`
Alternative APN	`7937`

Interior

Building Area	1,608 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	129,809 sqft (2.98 acres)

Location & Zoning

Account Number	7937
Street Address	3653 FRONT ST
City	BARNUM
State	MN
Zip	55707-9651
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THAT PART OF SE1/4 OF SW1/4 LYING BETWEEN CO CITY OF BARNUM UNPLATTED
Legal Range	19
Legal Township	47
Legal Section	36
Legal Subdivision	BARNUM UNPLATTED
Jurisdiction	CARLTON MN
Township / Civil Division	BARNUM
Census Block Group	3
Census Block	3016
Census Tract	70502

Owner

3653 Front St is owned and occupied by two individuals who bought it in August 2021.

Source: Carlton County records, as of April 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3653 FRONT ST, BARNUM, MN 55707-9651
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Warranty Deed, Transfer THE TITLE FIRM, THE TITLE TEAM
Aug 24, 2021	Warranty Deed, Transfer · FHA Mortgage LUMINATE HOME LOANS
Aug 24, 2021	Deed, Transfer MISC COMPANY
Oct 2, 2018	Deed of Trust, Mortgage NORTHWOODS CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2021 · Amount on File
Deed Sale	Aug 24, 2021 · Amount on File
Prior Sale	Oct 9, 2014 · Amount on File
Deed Document Number	2021501133
Prior Transfer Date	Jun 17, 2014
Prior Transfer Doc	0000457562
Record Updated	Sep 20, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Jan 15, 2026
Property Address	3653 FRONT ST, BARNUM, MN 55707-9651
Document Number	A000525073
Instrument Date	Jan 14, 2026
Instrument	A000525073
Transaction Type	Transfer
Record Updated	Mar 3, 2026
Title Company	THE TITLE FIRM, THE TITLE TEAM

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3653 FRONT ST, BARNUM, MN 55707-9651

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Aug 24, 2021
Property Address	3653 FRONT ST, BARNUM, MN 55707-9651
Document Number	A000501133
Instrument Date	Jul 29, 2021
Instrument	A000501133
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	MISC COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3653 FRONT ST, BARNUM, MN 55707-9651

Mortgage

Document Number	A000501134
Date	Aug 24, 2021
Instrument	A000501134

Lender

Name	LUMINATE HOME LOANS

Agreement

Type	FHA Mortgage
Amount	Amount on Record

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CARLTON MN
Recording Date	Aug 24, 2021
Property Address	3653 FRONT ST, BARNUM, MN 55707-9651
Document Number	A000501132
Instrument Date	Jul 19, 2021
Instrument	A000501132
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	MISC COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	3653 FRONT ST, BARNUM, MN 55707-9651
Transaction Type	Mortgage
Record Updated	Apr 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000482616
Date	Oct 2, 2018
Instrument	A000482616

Lender

Name	NORTHWOODS CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 3653 Front St was $4,694 with a homeowner's exemption.

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
Municipality	Barnum City
Unified School District	Barnum Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,694.00 Homeowner's exemption
2025		$321,900 (+3.64%) Land $70,700 Building $251,200	$321,900 (+3.64%) Land $70,700 Building $251,200
2024	$4,484.00 Homeowner's exemption	$310,600 (+8.03%) Land $70,700 Building $239,900	$310,600 (+8.03%) Land $70,700 Building $239,900
2023	$4,484.00 Homeowner's exemption	$287,500 (-) Land $67,100 Building $220,400	$287,500 (-) Land $67,100 Building $220,400
2022		$287,500 Land $67,100 Building $220,400	$287,500 Land $67,100 Building $220,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3653 Front St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2016–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2023 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3653 Front St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Barnum serves 621 people · EPA ID MN1090001
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midco Cable · Fiber in parts of the area	250 / 20

May also be available: AT&T, GigFire, Mediacom Xtream.

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