3653 Edgewater Ln, Oshkosh, WI 54902 Property Records

Winnebago County property record for 3653 Edgewater Ln, Oshkosh, WI 54902

Property Summary

Property Type	Single Family Home
Lot Size	0.92 acres (40,075 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Apr 2022)
Tax Bill	$3,741 (2024)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004-0037-01`

Property Details

APN / Parcel Number

Primary APN	`004-0037-01`
Alternative APN	`10760`

Exterior

Lot Area	40,075 sqft (0.92 acres)

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	10760
Street Address	3653 EDGEWATER LN
City	OSHKOSH
State	WI
Zip	54902-7309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PT GOV LOT 3 & PT LOTS 1 2 & 4 OF SUB OF PT OF SEC 1 DESC AS LOT 1 OF CSM-1444 EXC PT WITHIN V778P89=D1292421=D1312625 .92 A.
Legal Range	16E
Legal Township	17N
Legal Section	01
Legal Subdivision	SUB
Legal Lot Number	3,1
Jurisdiction	WINNEBAGO WI
Township / Civil Division	BLACK WOLF
Census Block Group	2
Census Block	2084
Census Tract	1900

Owner

3653 Edgewater Ln is owned and occupied by an individual who bought it in April 2022.

Source: Winnebago County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	3653 EDWARD ATE LN
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2022 · Amount on File
Deed Sale	Apr 5, 2022 · Amount on File
Deed Document Number	20221879336
Record Updated	Sep 20, 2026

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WINNEBAGO WI
Recording Date	Apr 5, 2022
Property Address	3653 EDGEWATER LN, OSHKOSH, WI 54902-7309
Document Number	0001879336
Map Reference	DOC 673801
Instrument Date	Apr 4, 2022
Instrument	1879336
Transaction Type	Transfer
Record Updated	May 6, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3653 EDGEWATER LN, OSHKOSH, WI 54902-7309

Mortgage

Document Number	0001879337
Date	Apr 5, 2022
Instrument	1879337

Lender

Name	NICOLET NATIONAL BANK
Type	Bank
Address	GREEN BAY, WI 54301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Winnebago County
County Subdivision	Black Wolf Town
Unified School District	Oshkosh Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$354,100 Land $117,800 Building $236,300
2024	$3,741.00 (-10.86%)
2023	$4,197.00 (-4.24%) Homeowner's exemption	$234,600 (-) Land $85,700 Building $148,900	$340,889 (+11.86%) Land $124,528 Building $216,361
2022	$4,383.00 Homeowner's exemption	$234,600 Land $85,700 Building $148,900	$304,752 Land $111,327 Building $193,425

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3653 Edgewater Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1986–2008)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3653 Edgewater Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Bertram Communications Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Edgewater Ln

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