3653 Edgewater Dr, Sebring, FL 33872 Property Records

Highlands County property record for 3653 Edgewater Dr, Sebring, FL 33872 · Last verified December 2025

Property Highlights

Property TypeResidential > Condominium / Townhouse > Condominium
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1980
Square Footage1,226 sqft Living Area
Lot Size609 sqft (0.013 acres)
OccupancyOwner Occupied
Last Sale$149,900 (2023)
Tax Bill$1,357.00 (2024)

Property Details

APN / Parcel Number

Primary APNC-04-34-28-130-275F-0110

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Building Area1,226 sqft Living Area
1st Floor559 sqft 1st Floor
2nd Floor577 sqft 2nd Floor
Upper Floors577 sqft Upper Floors
Stories2 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1980
Exterior MaterialStucco Exterior
Construction TypeConcrete Blocks Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area609 sqft (0.013 acres)
PorchOpen Porch
Porch Area260 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Street Address3653 EDGEWATER DR
CitySEBRING
StateFL
Zip33872-2064
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionGREENBRIAR VILLAS CONDO PER OR 663 PG 798 UNIT 11 + 1/11 INTEREST IN COMMON ELEMENTS
Legal Range28E
Legal Township34S
Legal Section04
Legal SubdivisionGREENBRIAR VILLAS CONDO SNL
JurisdictionHIGHLANDS FL
Minor Civil DivisionAVON PARK
Census Blockgroup1
Census Block1002
Census Tract960503

Owner

Source: Highlands County records · APN C-04-34-28-130-275F-0110

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3653 EDGEWATER DR, SEBRING, FL 33872-2064
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 01, 2023Warranty Deed, Transfer · Conventional Mortgage
BELL BANK
May 31, 2018Warranty Deed, Transfer · Conventional Mortgage
RICHARD SR HOWARD

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 01, 2023 · Amount on Record
Deed SaleMay 01, 2023 · Amount on Record
Prior SaleMay 31, 2018 · Amount on Record
Deed Doc Number2148618
Deed Book / Page2971 / 1800
Record RefreshedJun 08, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateMay 01, 2023
Property Address3653 EDGEWATER DR, SEBRING, FL 33872-2064
Document Number0002148618
Book / Page2971 / 1800
Map ReferenceMB 663 PG 798
Instrument DateApr 17, 2023
Instrument2148618
Transaction TypeTransfer
Record UpdatedMay 16, 2023
Title CompanyWHEATLAND TITLE, HEARTLAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,049.30
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address7743 SPIVEY LN, SEBRING, FL 33876-9767

Transferred To (Grantee/Buyer)

NameVerified Name
Address3653 EDGEWATER DR, SEBRING, FL 33872-2064

Mortgage

Document Number0029711802
DateMay 01, 2023
Instrument2971/1802
Lender
NameBELL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2053

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateMay 31, 2018
Property Address3653 EDGEWATER DR, SEBRING, FL 33872-2064
Document Number0001898539
Book / Page002638 / 001153
Instrument DateMay 25, 2018
Instrument1898539
Transaction TypeTransfer
Record UpdatedMar 28, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$514.50
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3730 NE LAKE SEBRING DR SEBRING FL 338708452, SEBRING, FL 33870-8452

Mortgage

Document Number1898540
DateMay 31, 2018
Book Page002638/001155
Instrument1898540
Lender
NameRICHARD SR HOWARD
Address997 PARNELL RD, ZOLFO SPRINGS, FL 33890-9518
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueMay 30, 2023
Interest
Rate6%

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$122,171 (+17.74%)$123,066 (+18.6%) Land $12,500 Building $110,566
2024$1,357.00 (-6.09%)
2023$1,445.00 (+17.1%)$103,762 (+44.17%) Land $4,500 Building $99,262$103,762 (+44.17%) Land $4,500 Building $99,262
2022$1,234.00$71,971 Land $4,500 Building $67,471$71,971 Land $4,500 Building $67,471

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskModerate
above 46% of the US · above 17% of Florida
Wildfire LikelihoodAbout 1 in 633 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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