3653 E Bay St, Duluth, GA 30096 Property Records

Gwinnett County property record for 3653 E Bay St, Duluth, GA 30096 · Last verified June 2026

Property Summary

Property TypeTownhouse
Details3 bd · 2.5 ba · 2,250 sqft · built 1986
Lot Size0.06 acres (2,613 sqft)
Owner2 Individual Names on File
Last Sale$193,000 (Aug 2017)
Tax Bill$3,561 (2025)
Deeds & MortgagesSep 2022 Mortgage
Aug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN6-291A-021

Property Details

APN / Parcel Number

Primary APN6-291A-021
Alternative APNs
  • R6291A-021
  • 1140463

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,250 sqft Living Area
Gross Area2,466 sqft
1st Floor Area816 sqft
Basement Area816 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleTownhouse
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Lot Area2,613 sqft (0.06 acres)
TerrainHigh
View / LotPrimary
Garage TypeBasement
Parking Spaces1 Parking Space
Deck Area240 sqft
Patio Area480 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3653 E BAY ST
CityDULUTH
StateGA
Zip30096-6366
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionL16A ASHLEY SQUARE 1
Legal SubdivisionASHLEY SQUARE 1
Legal BlockA
Legal Lot Number16A
JurisdictionGWINNETT GA
Township / Civil DivisionSUWANEE-DULUTH
Census Block Group2
Census Block2003
Census Tract50219

Owner

Source: Gwinnett County records · APN 6-291A-021

Assessment roll updated November 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3653 E BAY ST, DULUTH, GA 30096-6366
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2022Deed of Trust, Mortgage · VA Mortgage
NATION STAR MORTGAGE
Aug 22, 2017Grant Deed, Transfer · VA Mortgage
SILICON FIN'L

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 18, 2017 · Amount on Record
Deed SaleAug 18, 2017 · Amount on Record
Deed Document Number201722546
Deed Book / Page55343 / 440
Record UpdatedSep 20, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGWINNETT GA
Property Address3653 E BAY ST, DULUTH, GA 30096-6366
Transaction TypeMortgage
Record UpdatedOct 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3653 E BAY ST, DULUTH, GA 30096-6366

Mortgage

Document Number0602200367
DateSep 26, 2022
Book Page0000060220/0000000367
Lender
NameNATION STAR MORTGAGE
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2052

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionGWINNETT GA
Recording DateAug 22, 2017
Property Address3653 E BAY ST, DULUTH, GA 30096-6366
Document Number0553430440
Book / Page055343 / 000440
Instrument DateAug 18, 2017
Transaction TypeTransfer
Record UpdatedJun 07, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$193.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3653 E BAY ST DULUTH GA 300966366, DULUTH, GA 30096-6366

Mortgage

Document Number553430441
DateAug 22, 2017
Book Page055343/000441
Lender
NameSILICON FIN'L
TypeFunding / Finance Company
AddressCALABASAS, CA 91301
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 21, 2047

Tax Assessment & Valuation

Source: Gwinnett County records · Assessment roll updated November 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyGwinnett County
MunicipalityDuluth City
Unified School DistrictGwinnett County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,561.00 (+18.46%)$148,480 (+7.47%) Land $22,000 Building $126,480$371,200 (+7.47%) Land $55,000 Building $316,200
2023$3,006.00$138,160 Land $20,000 Building $118,160
2022$345,400 Land $50,000 Building $295,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gwinnett County (13135C), updated June 7, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 3% of the US · above 1% of Georgia
Wildfire LikelihoodAbout 1 in 9,091 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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