Hamilton County property record for 3653 Concerto Dr, Cincinnati, OH 45241
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,410 sqft · built 1961 |
| Lot Size | 0.206 acres (8,973 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $175,100 (Jul 2019) |
| Tax Bill | $2,895 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Jul 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 608-0007-0114-00 |
| Primary APN | 608-0007-0114-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,410 sqft Living Area |
| Gross Area | 2,820 sqft |
| 1st Floor Area | 1,410 sqft |
| Basement Area | 1,410 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 8,973 sqft (0.206 acres) |
| Lot Dimensions | 148 ft deep x 60 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Patio Area | 350 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 3653 CONCERTO DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45241-2754 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CONCERTO DR 60 X 148.39 IRR LOT 141 TERRACE VIEW AC SUB PART 2 BLK D |
| Legal Subdivision | TERRACE VIEW AC SUB |
| Legal Block | D |
| Legal Lot Number | 141 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SHARONVILLE |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 23002 |
Source: Hamilton County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3653 CONCERTO DR, CINCINNATI, OH 45241-2754 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Jul 22, 2019 | Survivorship Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| Jul 10, 2019 | Trustee's Deed, Construction Loan · Construction Mortgage THIRD FED'L S&L ASSN/CLEVELAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 22, 2019 · Amount on Record |
| Deed Sale | Jul 22, 2019 · Amount on Record |
| Prior Sale | May 18, 2011 · Amount on Record |
| Deed Document Number | 201958953 |
| Deed Book / Page | 13963 / 1163 |
| Prior Transfer Date | May 12, 2006 |
| Prior Transfer Doc | 0000000187 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3653 CONCERTO DR, CINCINNATI, OH 45241-2754 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Title Company | ACS TITLE & CLOSING SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000001386 |
|---|---|
| Date | Jan 6, 2021 |
| Book Page | 14328/318 |
| Instrument | 2021-0001386 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 22, 2019 |
| Property Address | 3653 CONCERTO DR, CINCINNATI, OH 45241-2754 |
| Document Number | 0000058953 |
| Book / Page | 13963 / 01163 |
| Map Reference | MB 9 PG 70 |
| Instrument Date | Jul 19, 2019 |
| Instrument | 2019-0058953 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Title Company | ACS TITLE & CLOSING SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $700.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3653 CONCERTO DR, CINCINNATI, OH 45241-2754 |
| Document Number | 0000058954 |
|---|---|
| Date | Jul 22, 2019 |
| Instrument | 2019-0058954 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 10, 2019 |
| Property Address | 3653 CONCERTO DR, CINCINNATI, OH 45241-2754 |
| Book / Page | 013955 / 000954 |
| Instrument Date | Jul 1, 2019 |
| Instrument | 54922 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 23, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 3653 CONCERTO DR CINCINNATI OH 452412754, CINCINNATI, OH 45241-2754 |
| Document Number | 0000054922 |
|---|---|
| Date | Jul 10, 2019 |
| Book Page | 013955/000954 |
| Instrument | 54922 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 9, 2020 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Sharonville City |
| Unified School District | Princeton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,895.00 (+17.16%) | $60,810 (+%) Land $11,358 Building $49,452 | $173,740 (-) Land $32,450 Building $141,290 |
| 2024 | $2,471.00 (-0.08%) | $60,808 (-) Land $11,357 Building $49,451 | |
| 2023 | $2,473.00 (-20.2%) | $60,808 (-0.78%) Land $11,357 Building $49,451 | $173,740 (-0.78%) Land $32,450 Building $141,290 |
| 2022 | $3,099.00 Homeowner's exemption | $61,286 Land $10,014 Building $51,272 | |
| 2020 | $175,100 Land $28,610 Building $146,490 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 21 (1979–2020) |
| Claims Outside the SFHA | 8 of 21 |
| Most Recent Claim | May 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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