3653 Bellows Dr, Troy, MI 48083 Property Records

Oakland County property record for 3653 Bellows Dr, Troy, MI 48083

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,703 sqft · built 1972
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$363,600 (Sep 2023)
Tax Bill	$4,916 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`88-20-24-179-014`

Property Details

APN / Parcel Number

Primary APN	`88-20-24-179-014`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,703 sqft Living Area
1st Floor Area	947 sqft
Basement Area	947 sqft
Finished Basement	947 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	145 ft deep x 80 ft wide
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	196 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	3653 BELLOWS DR
City	TROY
State	MI
Zip	48083-5619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	T2N, R11E, SEC 24 OLDE FORGE SUB LOT 72
Legal Range	11E
Legal Township	2N
Legal Section	24
Legal Subdivision	OLDE FORGE SUB
Legal Lot Number	72
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	1
Census Block	1009
Census Tract	198000

Owner

3653 Bellows Dr is owned and occupied by two individuals who bought it in September 2023.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3653 BELLOWS DR, TROY, MI 48083-5619
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2023	Warranty Deed, Transfer · Conventional Mortgage STAUNTON FINANCIAL INC
Jul 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY CHOICE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2023 · Amount on File
Deed Sale	Sep 8, 2023 · Amount on File
Prior Sale	Jun 25, 2002
Deed Document Number	202398384
Deed Book / Page	58862 / 503
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Sep 8, 2023
Property Address	3653 BELLOWS DR, TROY, MI 48083-5619
Document Number	0000098384
Book / Page	58862 / 503
Map Reference	LB 130 PG 21
Instrument Date	Sep 5, 2023
Instrument	98384
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	E TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,730.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3653 BELLOWS DR, TROY, MI 48083-5619

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	916 HIDDEN RIDGE DR, TROY, MI 48083-5172

Mortgage

Document Number	0058862505
Date	Sep 8, 2023
Instrument	58862/505

Lender

Name	STAUNTON FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3653 BELLOWS DR, TROY, MI 48083-5619
Document Number	0000144112
Book / Page	050921 / 000231
Instrument Date	Jul 21, 2017
Transaction Type	Mortgage
Record Updated	Aug 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3653 BELLOWS DR TROY MI 480835619, TROY, MI 48083-5619

Mortgage

Document Number	0000144112
Date	Aug 1, 2017
Book Page	050921/000231
Instrument	144112

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	FARMINAHILLS, MI 48334

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 31, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 3653 Bellows Dr was $4,916 with a homeowner's exemption.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,916.00
2023			$280,840
2022	$3,322.00	$140,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3653 Bellows Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1994)
Most Recent Claim	Jun 1994 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3653 Bellows Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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