36525 Reserve Dr, Eustis, FL 32736 Property Records

Lake County property record for 36525 Reserve Dr, Eustis, FL 32736

Property Summary

Property Type	Horticulture, Ornamental (Agricultural)
Details	2 bd · 2 ba · 2,568 sqft · built 2004
Lot Size	4.98 acres (217,118 sqft)
Owner	Individual Name on File
Last Sale	$700,000 (Oct 2025)
Tax Bill	$7,969 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35-18-28-1500-000-00200`

Property Details

APN / Parcel Number

Primary APN	`35-18-28-1500-000-00200`
Alternative APNs	`281835150000000200` `3323769`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,568 sqft Living Area
Gross Area	3,030 sqft
1st Floor Area	2,568 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	217,118 sqft (4.98 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	888 sqft
Deck Area	Deck Area
Patio Area	108 sqft
Utility Building	956 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3323769
Street Address	36525 RESERVE DR
City	EUSTIS
State	FL
Zip	32736-5325
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Horticulture, Ornamental (Agricultural)
Local Zoning Code	A
Legal Description	REICH RESERVE LOT 2 PB 32 PG 6 ORB 6047 PG 595
Legal Range	28E
Legal Township	18S
Legal Section	35
Legal Subdivision	REICH RESERVE
Legal Tract	1500
Legal Lot Number	2
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	1
Census Block	1058
Census Tract	30111

Owner

Source: Lake County assessment roll, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	36525 RESERVE DR, EUSTIS, FL 32736-5325
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Warranty Deed, Transfer · Conventional Mortgage CITADEL SERVICING CORPORATION
Nov 1, 2022	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 22, 2025 · Amount on Record
Deed Sale	Oct 22, 2025 · Amount on Record
Prior Sale	Nov 1, 2022 · Amount on Record
Deed Document Number	2025130511
Deed Book / Page	6618 / 2173
Prior Transfer Date	Aug 24, 2000
Prior Transfer Doc	1854001926
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Oct 22, 2025
Property Address	36525 RESERVE DR, EUSTIS, FL 32736-5325
Document Number	0066182173
Book / Page	6618 / 2173
Map Reference	MB 32 PG 6
Instrument Date	Oct 17, 2025
Instrument	2025130511
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	36525 RESERVE DR, EUSTIS, FL 32736-5325

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36525 RESERVE DR, EUSTIS, FL 32736-5325

Mortgage

Document Number	0066182175
Date	Oct 22, 2025
Instrument	6618/2175

Lender

Name	CITADEL SERVICING CORPORATION
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Nov 1, 2022
Property Address	36525 RESERVE DR, EUSTIS, FL 32736-5325
Document Number	0060470595
Book / Page	6047 / 595
Map Reference	MB 32 PG 6
Instrument Date	Oct 28, 2022
Instrument	2022143254
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	TRULY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,865.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2231 PALMETUM LOOP, APOPKA, FL 32712-6069

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36525 RESERVE DR, EUSTIS, FL 32736-5325

Mortgage

Document Number	0006047597
Date	Nov 1, 2022
Instrument	6047/597

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Nov 1, 2027
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	6.62%
Index	Other
Max Rate	9.62%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$567,522 (-0.11%) Land $214,200 Building $353,322	$567,522 (-0.11%) Land $214,200 Building $353,322
2025	$7,969.00 (+3.88%)	$568,124 (-0.11%) Land $214,200 Building $353,924	$568,124 (-0.11%) Land $214,200 Building $353,924
2024	$7,671.00 (+23.93%)	$568,725 (+35.9%) Land $214,200 Building $354,525	$568,725 (+35.9%) Land $214,200 Building $354,525
2023	$6,190.00 (+68.53%)	$418,493 (+52.31%)	$418,493 (+0.14%) Land $108,375 Building $310,118
2022	$3,673.00 Homeowner's exemption	$274,760	$417,893 Land $108,375 Building $309,518

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	37 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 65% of Florida
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Reserve Dr

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