3652 SE Leonard Ln, Stuart, FL 34997 Property Records

Martin County property record for 3652 SE Leonard Ln, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,546 sqft · built 1987
Lot Size	0.323 acres (14,070 sqft)
Owner	Individual Name on Record
Last Sale	$949,000 (Feb 2022)
Tax Bill	$8,798 (2024)
Deeds & Mortgages	Feb 2026 Line of Credit Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38356`

Property Details

APN / Parcel Number

Primary APN	`38356`
Alternative APN	`48-38-41-000-004-00070-0`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	2,546 sqft Living Area
1st Floor Area	1,222 sqft
2nd Floor Area	1,044 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2012
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	14,070 sqft (0.323 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Porch
Porch Area	798 sqft
Patio Area	372 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	38356
Street Address	3652 SE LEONARD LN
City	STUART
State	FL
Zip	34997-6952
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HANSON GRANT S/D OF LOTS 13 & 14 S 110' OF W 150' OF LOT 4 (LESS S 10')
Legal Range	41E
Legal Township	38S
Legal Section	48
Legal Subdivision	HANSON GRANT S/D
Legal Lot Number	4 14
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1003
Census Tract	1302

Owner

Source: Martin County records, as of December 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3652 SE LEONARD LN, STUART, FL 34997-6952
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU
Feb 24, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2022 · Amount on Record
Deed Sale	Feb 24, 2022 · Amount on Record
Prior Sale	Jun 2, 2010 · Amount on Record
Deed Document Number	0003295846
Deed Book / Page	3295 / 846
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	3652 SE LEONARD LN, STUART, FL 34997-6952
Transaction Type	Mortgage
Record Updated	Mar 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035490449
Date	Feb 17, 2026
Book Page	3549/449
Instrument	3170791

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 25, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Feb 24, 2022
Property Address	3652 SE LEONARD LN, STUART, FL 34997-6952
Document Number	0032950846
Book / Page	3295 / 846
Instrument Date	Feb 23, 2022
Instrument	2944643
Transaction Type	Transfer
Record Updated	Mar 10, 2022
Title Company	PROPERTY TRANSFER SERVICES INC, PROPERTY TRANSFER SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,643.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1483 SE LEGACY COVE CIR, 1483, STUART, FL 34997-7630

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3652 SE LEONARD LN, STUART, FL 34997-6952

Mortgage

Document Number	0003295849
Date	Feb 24, 2022
Instrument	3295/849

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Martin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$566,169 (+5.99%)	$811,130 (+12.73%) Land $250,000 Building $561,130
2024	$8,798.00 (+1.81%)
2023	$8,642.00 (+73.95%) Additional exemption filed	$534,188 (+61.49%)	$719,540 (+25.37%) Land $240,000 Building $479,540
2022	$4,968.00 Homeowner's exemption	$330,796	$573,930 Land $241,200 Building $332,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 167 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	253 units insured incl. 86 condo units
Nearby Flood Claims	16 (1994–2025)
Claims Outside the SFHA	6 of 16
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Frances, Sep 2004 · 5 claims Severe Flooding, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Hotwire Communications, T-Mobile.

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