3652 Pondside Ct, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 3652 Pondside Ct, Elsmere, KY 41018 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,108 sqft · built 1998
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on File
Last Sale$260,000 (May 2023)
Tax Bill$3,949 (2025)
Deeds & MortgagesMay 2023 Sale & Mortgage
Mar 2022 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN016-10-00-005.63

Property Details

APN / Parcel Number

Primary APN016-10-00-005.63

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,108 sqft Finished Area
Gross Area1,248 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleBi-Level
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area7,841 sqft (0.18 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces
Pool TypeAbove-Ground Pool

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address3652 PONDSIDE CT
CityELSMERE
StateKY
Zip41018-2492
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionASHBROOK CROSSING SEC 3 LOT 63
Legal SubdivisionASHBROOK CROSSING
Legal Phase3
Legal Lot Number63
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group3
Census Block3014
Census Tract65600

Owner

Source: Kenton County records · APN 016-10-00-005.63

Assessment roll updated December 2, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4121 FRANCIS AVE, CINCINNATI, OH 45205-2032
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 22, 2023Warranty Deed, Transfer
CINCY INVESTMENTS LLC
Mar 22, 2022Deed of Trust, Mortgage · Line of Credit
LEXINGTON-FAYETTE URBAN COUNTY GOV
Dec 15, 2022Warranty Deed, Transfer · Line of Credit
3652 PONDSIDE CT PERSONAL PROPERTY TRUST
Mar 22, 2022Warranty Deed, Transfer · VA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 22, 2022Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 22, 2023 · Amount on Record
Deed SaleMay 22, 2023 · Amount on Record
Prior SaleDec 15, 2022 · Amount on Record
Deed Document Number20233
Deed Book / Page227 / 486
Prior Transfer DateFeb 01, 2022
Prior Transfer Doc0005900201
Record UpdatedSep 20, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateMay 22, 2023
Property Address3652 PONDSIDE CT, ELSMERE, KY 41018-2492
Document Number0005900003
Book / PageKC 227 / 486
Map ReferenceSL 1731
Instrument DateApr 28, 2023
Instrument23052205900003
Transaction TypeTransfer
Record UpdatedJun 02, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address624 DELTA AVE, CINCINNATI, OH 45226-1924

Transferred To (Grantee/Buyer)

NameVerified Name
Address4121 FRANILCS ARE, CINCINNATI, OH 45205

Mortgage

Document Number0005900076
DateMay 23, 2023
Book PageKCM 463/221
Instrument23052305900076
Lender
NameCINCY INVESTMENTS LLC
TypeNon-Lending Institution
AddressCINCINNATI, OH 45226
Agreement
AmountAmount Recorded

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address3652 PONDSIDE CT, ELSMERE, KY 41018-2492
Transaction TypeMortgage
Record UpdatedJan 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3652 PONDSIDE CT, ELSMERE, KY 41018-2492

Mortgage

Document Number0005900204
DateMar 22, 2022
Book Page351/34
Instrument22032205900204
Lender
NameLEXINGTON-FAYETTE URBAN COUNTY GOV
TypeGovernment Agency
AddressFRANKFORT, KY 40601
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueApr 01, 2032

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateDec 15, 2022
Property Address3652 PONDSIDE CT, ELSMERE, KY 41018-2492
Document Number0005900027
Book / Page205 / 247
Map ReferenceSL 1731
Instrument DateDec 02, 2022
Instrument22121505900027
Transaction TypeTransfer
Record UpdatedJan 16, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address305 N AUSTIN ST, OAK GROVE, MO 64075-8109

Transferred To (Grantee/Buyer)

NameVerified Name
Address624 DELTA AVE, CINCINNATI, OH 45226-1924

Mortgage

Document Number0005900028
DateDec 15, 2022
Book Page428/420
Instrument22121505900028
Lender
Name3652 PONDSIDE CT PERSONAL PROPERTY TRUST
TypeNon-Lending Institution
AddressDAYTON, OH 45434
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueDec 31, 2032

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateMar 22, 2022
Property Address3652 PONDSIDE CT, ELSMERE, KY 41018-2492
Document Number0005900202
Book / Page154 / 897
Map ReferenceSL 1731
Instrument DateMar 18, 2022
Instrument22032205900202
Transaction TypeTransfer
Record UpdatedDec 03, 2024

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2158 SUMMERLIN ST, FT WRIGHT, KY 41017-9207

Transferred To (Grantee/Buyer)

NameVerified Name
Address3652 PONDSIDE CT, ELSMERE, KY 41018-2492

Mortgage

Document Number0005900203
DateMar 22, 2022
Instrument22032205900203
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

Mortgage

Document Number0005900204
DateMar 22, 2022
Book Page351/34
Instrument22032205900204
Lender
NameLEXINGTON-FAYETTE URBAN COUNTY GOV
TypeGovernment Agency
AddressFRANKFORT, KY 40601
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueApr 01, 2032

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKENTON KY
Recording DateMar 22, 2022
Property Address3652 PONDSIDE CT, ELSMERE, KY 41018-2492
Document Number0005900201
Book / Page154 / 893
Map ReferenceSL 1731
Instrument DateFeb 01, 2022
Instrument22032205900201
Transaction TypeTransfer
Record UpdatedApr 07, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3652 PONDSIDE CT, ELSMERE, KY 41018-2492

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityElsmere City
Unified School DistrictErlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,949.00 (+23.72%)$260,000 (+22.07%) Land $25,000 Building $235,000$260,000 (+22.07%) Land $25,000 Building $235,000
2023$3,192.00$213,000 Land $25,000 Building $188,000$213,000 Land $25,000 Building $188,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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