3652 Happy Valley Rd, Lafayette, CA 94549 Property Records

Contra Costa County property record for 3652 Happy Valley Rd, Lafayette, CA 94549

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,690 sqft · built 2022
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,777,500 (Jul 2020)
Tax Bill	$27,811 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Oct 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`244-180-032-9`

Property Details

APN / Parcel Number

Primary APN	`244-180-032-9`
Alternative APN	`244-180-032`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,690 sqft Living Area
1st Floor Area	3,690 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2023
Lot Area	26,136 sqft (0.6 acres)
Garage Type	Attached
Garage Area	409 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3652 HAPPY VALLEY RD
City	LAFAYETTE
State	CA
Zip	94549-3040
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POR RO ACALANES
Legal Subdivision	ACALANES RHO
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3002
Census Tract	348000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3652 HAPPY VALLEY RD, LAFAYETTE, CA 94549-3040
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2023	Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CENTRAL CU
Oct 21, 2021	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
Jul 2, 2020	Grant Deed, Transfer · Conventional Mortgage UMPQUA BANK
Oct 14, 2019	Affidavit of Death, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2020 · Amount on Record
Deed Sale	Jul 2, 2020 · Amount on Record
Deed Document Number	2020131711
Prior Transfer Date	Nov 12, 1997
Prior Transfer Doc	0000248625
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3652 HAPPY VALLEY RD, LAFAYETTE, CA 94549-3040
Transaction Type	Mortgage
Record Updated	Jun 9, 2023
Title Company	STEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3652 HAPPY VALLEY RD, LAFAYETTE, CA 94549-3040

Mortgage

Document Number	0000052282
Date	Jun 1, 2023
Instrument	2023-052282

Lender

Name	COMMONWEALTH CENTRAL CU
Type	Credit Union
Address	SAN JOSE, CA 95164

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3652 HAPPY VALLEY RD, LAFAYETTE, CA 94549-3040
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3652 HAPPY VALLEY RD, LAFAYETTE, CA 94549-3040

Mortgage

Document Number	0000296756
Date	Oct 21, 2021
Instrument	2021-296756

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 20, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 2, 2020
Property Address	3652 HAPPY VALLEY RD, LAFAYETTE, CA 94549-3040
Document Number	0000131711
Instrument Date	Jun 23, 2020
Instrument	2020-131711
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3652 HAPPY VALLEY RD, LAFAYETTE, CA 94549-3040

Mortgage

Document Number	0000131712
Date	Jul 2, 2020
Instrument	2020-131712

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jul 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	8.25%

October 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 14, 2019
Property Address	3652 HAPPY VALLEY RD, LAFAYETTE, CA 94549-3040
Document Number	0000174178
Instrument Date	Oct 14, 2019
Instrument	174178
Transaction Type	Transfer
Record Updated	Oct 23, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	340 DEL AMIGO RD DANVILLE CA 945262349, DANVILLE, CA 94526-2349

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Lafayette City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,409,873 (+2%) Land $1,656,120 Building $753,753
2025	$27,811.00 (+10.02%)	$2,362,622 (+11.22%) Land $1,623,648 Building $738,974
2023	$25,278.00 (+15.24%)	$2,124,311 Land $1,560,600 Building $563,711
2022	$21,935.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1980–2019)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks, T-Mobile.

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