3652 Cinnamon Tree Ln, Saint Louis, MO 63129 Property Records

St. Louis County property record for 3652 Cinnamon Tree Ln, Saint Louis, MO 63129

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,974 sqft · built 1978
Lot Size	0.311 acres (13,543 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Apr 2022)
Tax Bill	$3,960 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32K-54-0273`

Property Details

APN / Parcel Number

Primary APN	`32K-54-0273`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,974 sqft Living Area
Gross Area	2,730 sqft
1st Floor Area	840 sqft
Basement Area	294 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	13,543 sqft (0.311 acres)
Lot Dimensions	68 ft deep x 80 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	244 sqft
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3652 CINNAMON TREE LN
City	SAINT LOUIS
State	MO
Zip	63129-2227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LAKE OF THE WOODS PLAT 3 31K530043 1 18 78 LOT 218
Legal Subdivision	LAKE OF THE WOODS PLAT 3
Legal Lot Number	218
Jurisdiction	ST LOUIS MO
Township / Civil Division	OAKVILLE
Census Block Group	1
Census Block	1005
Census Tract	220449

Owner

3652 Cinnamon Tree Ln is owned and occupied by two individuals who bought it in April 2022.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3652 CINNAMON TREE LN, SAINT LOUIS, MO 63129-2227
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Apr 7, 2022	Warranty Deed, Transfer · FHA Mortgage GERSHMAN INVESTMENT CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2022 · Amount on File
Deed Sale	Apr 7, 2022 · Amount on File
Deed Document Number	2022517
Prior Transfer Date	Sep 9, 2005
Prior Transfer Doc	0167820331
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Recording Date	Jun 16, 2026
Property Address	3652 CINNAMON TREE LN, SAINT LOUIS, MO 63129-2227
Document Number	0000000124
Instrument Date	May 2, 2026
Instrument	2026124
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3652 CINNAMON TREE LN, SAINT LOUIS, MO 63129-2227

Mortgage

Document Number	0000000124,
Date	Jun 16, 2026
Instrument	2026124

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.46%
Max Rate	-1%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Apr 7, 2022
Property Address	3652 CINNAMON TREE LN, SAINT LOUIS, MO 63129-2227
Document Number	2022040700517
Map Reference	MB 177 PG 92
Instrument Date	Apr 5, 2022
Instrument	2022040700517
Transaction Type	Transfer
Record Updated	Jun 30, 2022
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5877 ITASKA ST, 5877, SAINT LOUIS, MO 63109-3117

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3652 CINNAMON TREE LN, SAINT LOUIS, MO 63129-2227

Mortgage

Document Number	2022040700518
Date	Apr 7, 2022
Instrument	2022040700518

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 3652 Cinnamon Tree Ln was $3,960, up 5.7% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Mehlville R-IX School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$63,430 (-) Land $27,040 Building $36,390	$333,800 (-) Land $142,300 Building $191,500
2025	$3,960.00 (+5.68%)	$63,430 Land $27,040 Building $36,390	$333,800 Land $142,300 Building $191,500
2024	$3,747.00 (+1.27%)
2023	$3,700.00 (+23.13%)	$55,790 (+21.52%) Land $17,370 Building $38,420	$293,600 Land $91,400 Building $202,200
2022	$3,005.00	$45,910 Land $12,560 Building $33,350
2021			$241,600 Land $66,100 Building $175,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3652 Cinnamon Tree Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2015–2017)
Most Recent Claim	May 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3652 Cinnamon Tree Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Wisper ISP.

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