Kane County property record for 3652 Ancient Oak Dr, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | built 2014 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $494,000 (Dec 2015) |
| Tax Bill | $17,953 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Apr 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-01-370-015 |
| Primary APN | 05-01-370-015 |
|---|
| Year Built | Built 2014 |
|---|---|
| Lot Area | 12,632 sqft (0.29 acres) |
| Street Address | 3652 ANCIENT OAK DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-5712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIGHLAND WOODS NEIGHBORHOOD H LT 311 |
| Legal Subdivision | HIGHLAND WOODS |
| Legal Block | 2 |
| Legal Lot Number | 311 |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 850711 |
3652 Ancient Oak Dr is owned by a company that acquired it in April 2017 and is owner-occupied.
Source: Kane County records, as of September 22, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 3652 ANCIENT OAK DR, ELGIN, IL 60124-5712 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage OLD SECOND NATIONAL BANK |
| Apr 20, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 21, 2015 · Amount on File |
| Deed Sale | Dec 21, 2015 · Amount on File |
| Prior Sale | Apr 23, 2013 · Amount on File |
| Deed Document Number | 201567745 |
| Last Transfer Date | Apr 18, 2017 |
| Transfer Doc | 0000019890 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3652 ANCIENT OAK DR, ELGIN, IL 60124-5712 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | FOX TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000020610 |
|---|---|
| Date | Apr 24, 2020 |
| Instrument | 2020K020610 |
| Name | OLD SECOND NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | AURORA, IL 60506 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 20, 2017 |
| Property Address | 3652 ANCIENT OAK DR, ELGIN, IL 60124-5712 |
| Document Number | 0000019890 |
| Instrument Date | Apr 18, 2017 |
| Instrument | 19890 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 3652 ANCIENT OAK DR ELGIN IL 601245712, ELGIN, IL 60124-5712 |
The 2025 property tax bill for 3652 Ancient Oak Dr was $17,953 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,953.00 Homeowner's exemption | $243,575 (+12.92%) Land $31,776 Building $211,799 | $731,017 (+12.92%) Land $95,366 Building $635,651 |
| 2024 | $215,714 Land $29,480 Building $186,234 | $647,401 Land $88,475 Building $558,926 | |
| 2022 | $15,270.00 (-0.55%) Homeowner's exemption | $167,326 (+3.51%) Land $28,476 Building $138,850 | $501,978 (+3.51%) Land $85,428 Building $416,550 |
| 2021 | $15,354.00 Homeowner's exemption | $161,652 Land $27,510 Building $134,142 | $484,956 Land $82,530 Building $402,426 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3652 Ancient Oak Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3652 Ancient Oak Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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