Frederick County property record for 3651 Tavistock Rd, Frederick, MD 21704
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 2,350 sqft · built 2003 |
| Lot Size | 0.09 acres (3,913 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $600,000 (May 2024) |
| Tax Bill | $6,797 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Apr 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-230796 |
| Primary APN | 07-230796 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,350 sqft Living Area |
| 1st Floor Area | 800 sqft |
| Basement Area | 750 sqft |
| Finished Basement | 750 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 3,913 sqft (0.09 acres) |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 24 sqft |
| Patio Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 230796 |
|---|---|
| Street Address | 3651 TAVISTOCK RD |
| City | FREDERICK |
| State | MD |
| Zip | 21704-7857 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PUD |
| Legal Description | LOT 1073 SEC M1B 3,913 SQ. FT. VILLAGES OF URBANA |
| Legal Subdivision | VILLAGES URBANA |
| Legal Lot Number | 1073 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 7, URBANA |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 752206 |
3651 Tavistock Rd, a townhouse, is owned and occupied by two individuals who bought it in May 2024.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3651 TAVISTOCK RD, FREDERICK, MD 21704-7857 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage DIRECT MORTGAGE LOANS LLC |
| Apr 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage DIRECT MORTGAGE LOAN |
| Jun 28, 2018 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 23, 2024 · Amount on File |
| Deed Sale | May 23, 2024 · Amount on File |
| Prior Sale | Jun 28, 2018 · Amount on File |
| Deed Book / Page | 16874 / 386 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 3651 TAVISTOCK RD, FREDERICK, MD 21704-7857 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2026 |
| Title Company | FRIENDLY TITLE COMPANY, FRIENDS TITLE & ESCREW CO |
| Name | Verified Name |
|---|---|
| Address | 3651 TAVISTOCK RD, FREDERICK, MD 21704-7857 |
| Document Number | 0177250367 |
|---|---|
| Date | Feb 17, 2026 |
| Book Page | 17725/367 |
| Name | DIRECT MORTGAGE LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | HUNT VALLEY, MD 21031 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 10, 2026 |
| Property Address | 3651 TAVISTOCK RD, FREDERICK, MD 21704-7857 |
| Document Number | 1781000350 |
| Book / Page | 17811 / 350 |
| Instrument Date | Feb 9, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FRIENDSHIP TITLE, FRIENDS TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 3651 TAVISTOCK RD, FREDERICK, MD 21704-7857 |
| Document Number | 1781000350, |
|---|---|
| Date | Apr 10, 2026 |
| Book Page | 17811/350 |
| Name | DIRECT MORTGAGE LOAN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Rate | 6.16% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 28, 2018 |
| Property Address | 3651 TAVISTOCK RD, FREDERICK, MD 21704-7857 |
| Document Number | 0124940445 |
| Book / Page | 12494 / 0445 |
| Map Reference | MB70 PL193 |
| Instrument Date | Jun 13, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | CLASSIC SETTLEMENTS INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,025.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3651 TAVISTOCK RD, FREDERICK, MD 21704-7857 |
| Document Number | 0012494452 |
|---|---|
| Date | Jun 28, 2018 |
| Instrument | 12494/452 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2048 |
The 2025 property tax bill for 3651 Tavistock Rd was $6,797 with a homeowner's exemption, up 3.7% from the year before.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $538,533 (+8.82%) | $582,200 (-) Land $170,000 Building $412,200 | |
| 2025 | $6,797.00 (+3.69%) Homeowner's exemption | $494,867 | $582,200 Land $170,000 Building $412,200 |
| 2024 | $6,555.00 (+8.54%) | ||
| 2023 | $6,039.00 Homeowner's exemption | $428,500 | $451,200 Land $135,000 Building $316,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3651 Tavistock Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3651 Tavistock Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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