3651 Taffrail Ln, Oxnard, CA 93035 Property Records

Ventura County property record for 3651 Taffrail Ln, Oxnard, CA 93035

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,615 sqft · built 1974
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$405,000 (Mar 2008)
Tax Bill	$6,515 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`185-0-012-225`

Property Details

APN / Parcel Number

Primary APN	`185-0-012-225`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,615 sqft Living Area
1st Floor Area	1,615 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	6,000 sqft (0.138 acres)
Garage Area	431 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3651 TAFFRAIL LN
City	OXNARD
State	CA
Zip	93035-1689
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT: 235901 LOT: 133 REF: 064MR 010
Legal Subdivision	2359-1
Legal Tract	235901
Legal Block	12
Legal Lot Number	133
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	1
Census Block	1007
Census Tract	3613

Owner

Source: Ventura County assessment roll, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3651 TAFFRAIL LN, OXNARD, CA 93035-1689
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 20, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Apr 14, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 10, 2008 · Amount on Record
Deed Sale	Mar 10, 2008 · Amount on Record
Prior Sale	Jul 11, 2007 · Amount on Record
Deed Document Number	200837312
Prior Transfer Date	Nov 11, 2005
Prior Transfer Doc	0000285611
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	3651 TAFFRAIL LN, OXNARD, CA 93035-1689
Transaction Type	Mortgage
Record Updated	Aug 27, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3651 TAFFRAIL LN, OXNARD, CA 93035-1689

Mortgage

Document Number	0000153118
Date	Aug 17, 2021
Instrument	20210817-00153118

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	3651 TAFFRAIL LN, OXNARD, CA 93035-1689
Document Number	0000115002
Instrument Date	Jun 20, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3651 TAFFRAIL LN OXNARD CA 930351689, OXNARD, CA 93035-1689

Mortgage

Document Number	0000115002
Date	Aug 3, 2020
Instrument	115002

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2050

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	3651 TAFFRAIL LN, OXNARD, CA 93035-1689
Document Number	0000052597
Instrument Date	Apr 14, 2017
Transaction Type	Mortgage
Record Updated	May 3, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3651 TAFFRAIL LN OXNARD CA 930351689, OXNARD, CA 93035-1689

Mortgage

Document Number	0000052597
Date	Apr 21, 2017
Instrument	52597

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2047

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$542,596 (+2%) Land $352,691 Building $189,905
2025	$6,515.00 (+2.21%) Homeowner's exemption	$531,957 (+4.04%) Land $345,775 Building $186,182
2024	$6,374.00 (+3.81%)
2023	$6,140.00 (+3.12%) Homeowner's exemption	$511,301 Land $332,348 Building $178,953
2022	$5,954.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 843 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, T-Mobile USA, Verizon.

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