Yellowstone County property record for 3651 Spotted Jack Loop N, Billings, MT 59101
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,868 sqft · built 1994 |
| Lot Size | 0.461 acres (20,081 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $191,100 (Jul 2015) |
| Tax Bill | $2,311 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit |
| Flood Zone | Zone D (undetermined) |
| APN | 000C094400 |
| Primary APN | 000C094400 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,868 sqft Living Area |
| Gross Area | 1,964 sqft |
| 1st Floor Area | 1,004 sqft |
| Basement Area | 960 sqft |
| Finished Basement | 864 sqft |
| Unfinished Basement | 96 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,081 sqft (0.461 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 198 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 3651 SPOTTED JACK LOOP N |
|---|---|
| City | BILLINGS |
| State | MT |
| Zip | 59101-6999 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPOTTED JACK SUBD, S20, T01 N, R27 E, BLOCK 1, LOT 5 |
| Legal Range | 27E |
| Legal Township | 01N |
| Legal Section | 20 |
| Legal Subdivision | SPOTTED JACK SUBD |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | YELLOWSTONE MT |
| Township / Civil Division | BILLINGS |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 800 |
Source: Yellowstone County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3651 SPOTTED JACK LOOP N, BILLINGS, MT 59101-6999 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 13, 2015 · Amount on Record |
| Deed Sale | Jul 13, 2015 · Amount on Record |
| Deed Document Number | 20153746089 |
| Prior Transfer Date | Jun 8, 2015 |
| Prior Transfer Doc | 0003746088 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 3651 SPOTTED JACK LOOP N, BILLINGS, MT 59101-6999 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0004114855 |
|---|---|
| Date | Sep 18, 2025 |
| Instrument | 4114855 |
| Name | BILLINGS FCU |
|---|---|
| Type | Credit Union |
| Address | BILLINGS, MT 59103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 17, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Yellowstone County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Yellowstone County |
| Unified School District | Lockwood K-12 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $331,000 (-) Land $52,322 Building $278,678 | $331,000 (-) Land $52,322 Building $278,678 | |
| 2025 | $2,311.00 (-26.7%) | $331,000 (+12.51%) Land $52,322 Building $278,678 | $331,000 (+12.51%) Land $52,322 Building $278,678 |
| 2024 | $3,153.00 (+41.64%) | ||
| 2023 | $2,226.00 | $294,200 | $294,200 Land $44,641 Building $249,559 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 23, 2023
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 63% of Montana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOCKWOOD WATER AND SEWER DISTRICT serves 5,900 people · EPA ID MT0000156 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wisp West Fixed Wireless | 200 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
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