Stephens County property record for 3651 Riverdale Rd, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 4,113 sqft · built 1994 |
| Lot Size | 14.4 acres (627,264 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (Oct 2014) |
| Tax Bill | $4,512 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 049 013 |
| Primary APN | 049 013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,113 sqft Heated Area |
| Basement Area | 2,742 sqft |
| Unfinished Basement | 2,742 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Architectural Style | Cape Cod |
| Exterior Material | Stucco |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 627,264 sqft (14.4 acres) |
| Lot Dimensions | 150 ft deep x 400 ft wide |
| Terrain | Gentle Slope |
| Garage Area | 484 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 238 sqft |
| Deck Area | 675 sqft |
| Patio Area | 675 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 354350 |
|---|---|
| Street Address | 3651 RIVERDALE RD |
| City | TOCCOA |
| State | GA |
| Zip | 30577-8349 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AI |
| Legal Description | RIVERDALE RD |
| Legal Subdivision | ALAN R ROGOWSKI |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 970102 |
3651 Riverdale Rd is owned and occupied by two individuals who acquired it in October 2014.
Source: Stephens County records, as of March 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3651 RIVERDALE RD, TOCCOA, GA 30577-8349 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 10, 2014 · Amount on File |
| Deed Sale | Oct 10, 2014 · Amount on File |
| Deed Document Number | 0000105119 |
| Deed Book / Page | 1051 / 19 |
| Last Transfer Date | Oct 14, 2014 |
| Transfer Doc | 0010510019 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 3651 RIVERDALE RD, TOCCOA, GA 30577-8349 |
| Document Number | 0012200502 |
| Instrument Date | Aug 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2020 |
| Title Company | NATIONAL TITLE CLEARING |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3651 RIVERDALE RD TOCCOA GA 305778349, TOCCOA, GA 30577-8349 |
| Document Number | 0012200502 |
|---|---|
| Date | Aug 26, 2020 |
| Book Page | 001220/000502 |
| Name | HOME PT FIN'L |
|---|---|
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 25, 2035 |
The 2025 property tax bill for 3651 Riverdale Rd was $4,512 with a homeowner's exemption.
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,512.00 Homeowner's exemption | $252,757 Land $59,614 Building $193,143 | $631,892 Land $149,035 Building $482,857 |
| 2023 | $3,685.00 (-28.53%) Homeowner's exemption | $179,352 (+3.55%) Land $59,614 Building $119,738 | $448,380 (+3.55%) Land $149,035 Building $299,345 |
| 2022 | $5,156.00 Homeowner's exemption | $173,211 Land $59,614 Building $113,597 | $433,027 Land $149,035 Building $283,992 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3651 Riverdale Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3651 Riverdale Rd is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 58% of Georgia |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Fiber | 5,000 / 5,000 |
5G (outdoors only) and 4G LTE
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