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3651 Flat River Rd, Coventry, RI 02816 Property Records

Coventry Town property record for 3651 Flat River Rd, Coventry, RI 02816 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1980
Square Footage1,360 sqft Living Area
Lot Size87,120 sqft (2 acres)
OccupancyOwner Occupied
Last Sale$254,900 (2020)
Tax Bill$5,389.00 (2025)

Property Details

APN / Parcel Number

Primary APN3-0892-50
Alternative APNs
  • COVE M:323 L:8
  • 12137

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms5 Rooms
Building Area1,360 sqft Living Area
Gross Area3,060 sqft Gross Area
1st Floor1,360 sqft 1st Floor
Basement Area1,360 sqft Basement
Unfinished Basement1,360 sqft Unfinished
Stories1 Stories

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area87,120 sqft (2 acres)
Pool TypeIn-Ground Pool Pool Type
Deck AreaDeck Area

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelOil Heating Fuel

Location & Zoning

Account Number3-0892-50
Street Address3651 FLAT RIVER RD
CityCOVENTRY
StateRI
Zip02816-4920
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Lot Number8
JurisdictionCOVENTRY RI
Minor Civil DivisionCOVENTRY
Census Blockgroup2
Census Block2032
Census Tract20702

Owner

Source: Coventry Town records · APN 3-0892-50

Assessment roll updated June 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3651 FLAT RIVER RD, COVENTRY, RI 02816-4920
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2026Deed of Trust, Mortgage · Line of Credit
WESTERLY COMMUNITY CREDIT UNION
Jan 28, 2022Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MORTGAGE CORP
Sep 18, 2017Deed of Trust, Mortgage
PGE FEDERAL CU
May 05, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Feb 06, 2020Warranty Deed, Transfer · Veterans Administration Mortgage
PROVINCE MORTGAGE ASSOCIATES INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 06, 2020 · Amount on Record
Deed SaleFeb 06, 2020 · Amount on Record
Deed Book / Page2153 / 726
Last Transfer DateMay 04, 2020
Transfer Doc2161-877
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOVENTRY RI
Recording DateJun 22, 2026
Property Address3651 FLAT RIVER RD, COVENTRY, RI 02816-4920
Document Number0000009898
Book / Page2359 / 207
Instrument DateJun 08, 2026
Instrument20269898
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3651 FLAT RIVER RD, COVENTRY, RI 02816-4920

Mortgage

Document Number0000009898,
DateJun 22, 2026
Book Page2359/207
Instrument20269898
Lender
NameWESTERLY COMMUNITY CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueJul 01, 2051
Interest
Rate6.37%
Max Rate-1%

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOVENTRY RI
Property Address3651 FLAT RIVER RD, COVENTRY, RI 02816-4920
Transaction TypeMortgage
Record UpdatedFeb 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002239-597
DateJan 28, 2022
Book Page2239/597
Instrument668
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOVENTRY RI
Property Address3651 FLAT RIVER RD, COVENTRY, RI 02816-4920
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2082-21
DateSep 18, 2017
Book Page2082/21
Instrument5595
Lender
NamePGE FEDERAL CU
Agreement
AmountAmount Recorded
Term180 Months
DueSep 01, 2032

May 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCOVENTRY RI
Recording DateMay 05, 2020
Property Address3651 FLAT RIVER RD, COVENTRY, RI 02816-4920
Document Number2161-877
Book / Page002161 / 000877
Instrument DateMay 04, 2020
Instrument2650
Transaction TypeTransfer
Record UpdatedJun 09, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3651 FLAT RIVER RD COVENTRY RI 028164920, COVENTRY, RI 02816-4920

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOVENTRY RI
Recording DateFeb 06, 2020
Property Address3651 FLAT RIVER RD, COVENTRY, RI 02816-4920
Document Number2153-726
Book / Page2153 / 726
Instrument DateFeb 06, 2020
Transaction TypeTransfer
Record UpdatedJun 04, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2153729
DateFeb 06, 2020
Instrument2153/729
Lender
NamePROVINCE MORTGAGE ASSOCIATES INC
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Coventry Town records · Assessment roll updated June 22, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCoventry Town
Unified School DistrictCoventry School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,389.00 (+3.36%)$334,900 (-1.53%) Land $140,400 Building $194,500
2024$539,695
2023$5,214.00$340,100 Land $140,400 Building $199,700

Flood & Wildfire

3651 Flat River Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · County delivery 44003C updated December 26, 2025

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 62nd in Rhode Island
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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