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3651 Ernest St, Jacksonville, FL 32205 Property Records

Duval County property record for 3651 Ernest St, Jacksonville, FL 32205

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,040 sqft · built 1939
Lot Size0.156 acres (6,784 sqft)
Owner2 Individual Names on Record
Last Sale$205,000 (Nov 2019)
Tax Bill$2,556 (2025)
Deeds & MortgagesNov 2019 Sale & Mortgage
Mar 2019 Construction Loan
+ 3 more
Flood ZoneZone X (minimal risk)
APN060467-0000

Property Details

APN / Parcel Number

Primary APN060467-0000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,040 sqft Living Area
Gross Area1,524 sqft
1st Floor Area1,040 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1939
Effective Year BuiltEffective 2000
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,784 sqft (0.156 acres)
Lot Dimensions101 ft deep x 68 ft wide
Garage TypeDetached
Garage Area396 sqft
Parking Spaces1 Parking Space
PorchEnclosed/Finished Porch
Porch Area88 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address3651 ERNEST ST
CityJACKSONVILLE
StateFL
Zip32205-5433
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMD-A
Legal Description12-63 20-2S-26E WINDLE PARK LOT 11 BLK 2
Legal Range26E
Legal Township02S
Legal Section20
Legal SubdivisionWINDLE PARK R/P
Legal Block2
Legal Lot Number11
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE WEST
Census Block Group4
Census Block4007
Census Tract2502

Owner

Source: Duval County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3651 ERNEST ST, JACKSONVILLE, FL 32205-5433
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 7, 2019Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Mar 5, 2019Quit Claim Deed, Transfer · Construction Mortgage
LIMA ONE CAPITAL LLC
Jan 23, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Sep 6, 2018Warranty Deed, Transfer
ATTORNEY ONLY
Aug 23, 2018Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 7, 2019 · Amount on Record
Deed SaleNov 7, 2019 · Amount on Record
Prior SaleJan 23, 2019 · Amount on Record
Deed Document Number2019258357
Deed Book / Page18997 / 501
Prior Transfer DateFeb 14, 2019
Prior Transfer Doc0187071804
Record UpdatedSep 20, 2026

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateNov 7, 2019
Property Address3651 ERNEST ST, JACKSONVILLE, FL 32205-5433
Document Number0189970501
Book / Page18997 / 0501
Map ReferenceMB 12 PG 63
Instrument DateNov 4, 2019
Instrument2019258357
Transaction TypeTransfer
Record UpdatedDec 22, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,435.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address906 STOCKS ST, 906, ATLANTIC BEACH, FL 32233-2560

Transferred To (Grantee/Buyer)

NameVerified Name
Address3651 ERNEST ST, JACKSONVILLE, FL 32205-5433

Mortgage

Document Number0189970503
DateNov 7, 2019
Instrument18997/0503
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2049

March 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDUVAL FL
Recording DateMar 5, 2019
Property Address3651 ERNEST ST, JACKSONVILLE, FL 32205-5433
Document Number0187071804
Book / Page18707 / 1804
Map ReferenceMB 12 PG 63
Instrument DateFeb 14, 2019
Instrument2019049327
Transaction TypeTransfer
Record UpdatedDec 22, 2021
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address906 STOCKS ST, ATLANTIC BEACH, FL 32233-2560

Mortgage

Document Number2019049328
DateMar 5, 2019
Instrument2019049328
Lender
NameLIMA ONE CAPITAL LLC
TypeMortgage Company
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

January 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDUVAL FL
Recording DateJan 23, 2019
Property Address3651 ERNEST ST, JACKSONVILLE, FL 32205-5433
Document Number0186680292
Book / Page018668 / 000292
Instrument DateSep 1, 2018
Instrument18162
Transaction TypeTransfer
Record UpdatedFeb 19, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$525.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address906 STOCKS ST JACKSONVILLE FL 322332560, JACKSONVILLE, FL 32233-2560

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateSep 6, 2018
Property Address3651 ERNEST ST, JACKSONVILLE, FL 32205-5433
Document Number0185162094
Book / Page018516 / 002094
Instrument DateAug 31, 2018
Instrument209977
Transaction TypeTransfer
Record UpdatedSep 21, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$525.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6058 SAN JOSE BLVD JACKSONVILLE FL 322172358, JACKSONVILLE, FL 32217-2358

August 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionDUVAL FL
Recording DateAug 23, 2018
Property Address3651 ERNEST ST, JACKSONVILLE, FL 32205-5433
Document Number0185022308
Book / Page018502 / 002308
Instrument DateAug 23, 2018
Instrument199840
Transaction TypeForeclosure
Record UpdatedSep 11, 2018

Transaction

AmountAmount Recorded
Tax$431.20
Amount AccuracyFull Value
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3721 DUPONT STATION CT S JACKSONVILLE FL 322172518, JACKSONVILLE, FL 32217-2518

Tax Assessment & Valuation

Source: Duval County assessment roll, as of June 3, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$168,426 (+2.7%)$237,224 (+2%) Land $82,633 Building $154,591
2025$2,556.00 (+9.98%) Homeowner's exemption$163,999 (+5.99%)$232,580 (-3.43%) Land $81,702 Building $150,878
2024$2,324.00 (+3.15%)
2023$2,253.00 (+9.64%) Homeowner's exemption$154,736 (+3%)$240,829 (+11.88%) Land $81,702 Building $159,127
2022$2,055.00 Homeowner's exemption$150,230$215,264 Land $63,546 Building $151,718

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1992–2015)
Claims Outside the SFHA4 of 4
Most Recent ClaimNov 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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