3651 Dover St, Napa, CA 94558 Property Records

Napa County property record for 3651 Dover St, Napa, CA 94558

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,420 sqft · built 1958
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$690,000 (Nov 2023)
Tax Bill	$8,915 (2026)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Oct 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`007-294-017-000`

Property Details

APN / Parcel Number

Primary APN	`007-294-017-000`
Alternative APNs	`007-294-017` `00729417`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,420 sqft Living Area
Gross Area	1,800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Construction Type	Wood
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Old Parcel Number	007-294-017
Street Address	3651 DOVER ST
City	NAPA
State	CA
Zip	94558-2723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS5
Legal Description	LOT 89 NORTHWOOD SUB NO 2 6R/M77
Legal Subdivision	NORTHWOOD 02
Legal Lot Number	89
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	1
Census Block	1008
Census Tract	200707

Owner

3651 Dover St is owned and occupied by two individuals who bought it in November 2023.

Source: Napa County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3651 DOVER ST, NAPA, CA 94558-2723
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2023	Grant Deed, Transfer · Conventional Mortgage ORIGINPOINT LLC
Oct 3, 2017	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2023 · Amount on File
Deed Sale	Nov 2, 2023 · Amount on File
Deed Document Number	202317856
Prior Transfer Date	Oct 27, 2023
Prior Transfer Doc	0000017855
Record Updated	Oct 29, 2026

November 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NAPA CA
Recording Date	Nov 2, 2023
Property Address	3651 DOVER ST, NAPA, CA 94558-2723
Document Number	0000017856
Map Reference	MB 6 PG 76&77
Instrument Date	Oct 31, 2023
Instrument	2023-0017856
Transaction Type	Transfer
Record Updated	Nov 13, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3651 DOVER ST, NAPA, CA 94558-2723
Investor	Possibly a Property Investor

Mortgage

Document Number	0000017857
Date	Nov 2, 2023
Instrument	2023-0017857

Lender

Name	ORIGINPOINT LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	3651 DOVER ST, NAPA, CA 94558-2723
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022199
Date	Oct 3, 2017
Instrument	2017-0022199

Lender

Name	UMPQUA BANK
Type	Bank
Address	NAPA, CA 94559

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 3651 Dover St was $8,915, up 2.1% from the year before.

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Municipality	Napa City
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,915.00 (+2.13%)	$717,876 (+2%) Land $364,140 Building $353,736	$717,876 Land $364,140 Building $353,736
2025	$8,729.00	$703,800 Land $357,000 Building $346,800
2023	$1,440.00 (+0.91%) Homeowner's exemption	$64,785 Land $21,196 Building $43,589
2022	$1,427.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3651 Dover St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3651 Dover St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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