3651 Big Pine Rd, Melbourne, FL 32934 Property Records

Brevard County property record for 3651 Big Pine Rd, Melbourne, FL 32934

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,004 sqft · built 1989
Lot Size	1.38 acres (60,548 sqft)
Owner	2 Individual Names on Record
Last Sale	$847,500 (Nov 2025)
Tax Bill	$8,551 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2022 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`26-36-36-OA-*-395`

Property Details

APN / Parcel Number

Primary APN	`26-36-36-OA-*-395`
Alternative APNs	`26-36-36-OA-00000.0-0395.00` `2605434`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	3,004 sqft Living Area
Gross Area	4,386 sqft
1st Floor Area	1,696 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	60,548 sqft
View / Lot	Conservation / Protected Area
Garage Type	Attached
Garage Area	758 sqft
Porch	Finished/Open Porch
Porch Area	624 sqft
Deck Area	624 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2605434
Street Address	3651 BIG PINE RD
City	MELBOURNE
State	FL
Zip	32934-8537
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	WINDOVER FARMS OF MELBOURNE PUD PHASE TWO LOT 395
Legal Range	36E
Legal Township	26S
Legal Section	36
Legal Subdivision	WINDOVER FARMS OF MELBOURNE PUD PHASE TW
Legal Phase	2
Legal Lot Number	395
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	1
Census Block	1007
Census Tract	64102

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3651 BIG PINE RD, MELBOURNE, FL 32934-8537
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Jun 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 21, 2025	Warranty Deed, Transfer · Conventional Mortgage DYBN FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2025 · Amount on Record
Deed Sale	Nov 21, 2025 · Amount on Record
Prior Sale	Jun 10, 2022 · Amount on Record
Deed Document Number	2025234866
Deed Book / Page	10486 / 160
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	3651 BIG PINE RD, MELBOURNE, FL 32934-8537
Transaction Type	Mortgage
Record Updated	Dec 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0090582845
Date	Mar 22, 2021
Book Page	9058/2845
Instrument	2021071964

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	3651 BIG PINE RD, MELBOURNE, FL 32934-8537
Transaction Type	Mortgage
Record Updated	Dec 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0095301544
Date	Jun 10, 2022
Book Page	9530/1544
Instrument	2022146155

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Nov 21, 2025
Property Address	3651 BIG PINE RD, MELBOURNE, FL 32934-8537
Document Number	0104860160
Book / Page	10486 / 160
Map Reference	MB 34 PG 2-4
Instrument Date	Nov 6, 2025
Instrument	2025234866
Transaction Type	Transfer
Record Updated	Dec 8, 2025
Title Company	STATE TITLE PARTNERS LLP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,932.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4921 HAVEN AVE, OCEAN CITY, NJ 08226-1458

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3651 BIG PINE RD, MELBOURNE, FL 32934-8537

Mortgage

Document Number	0010486161
Date	Nov 21, 2025
Instrument	10486/161

Lender

Name	DYBN FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$629,050 (-4.86%)	$708,700 (+7.18%)
2025	$8,551.00 (-1.27%) Homeowner's exemption	$661,210 (-2.89%) Land $140,000 Building $521,210	$661,210 (-2.89%) Land $140,000 Building $521,210
2023	$8,661.00 (+55.72%) Homeowner's exemption	$680,870 (+50.82%) Land $140,000 Building $540,870	$680,870 (+9.6%) Land $140,000 Building $540,870
2022	$5,562.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$451,450	$621,230 Land $120,000 Building $501,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 255 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	255 in force
Nearby Flood Claims	13 (1995–2008)
Claims Outside the SFHA	5 of 13
Most Recent Claim	Aug 2008 · Tropical Storm Fay
Claims by Event	Tropical Storm Fay, Aug 2008 · 8 claims Hurricane Frances, Sep 2004 · 2 claims Hurricane Erin, Aug 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Wire 3.

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