3651 174th Ave NW, Andover, MN 55304 Property Records

Anoka County property record for 3651 174th Ave NW, Andover, MN 55304

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,337 sqft · built 2023
Lot Size	0.413 acres (18,000 sqft)
Owner	2 Individual Names on File
Last Sale	$401,500 (Feb 2024)
Tax Bill	$4,063 (2026)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Oct 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`05-32-24-34-0040`

Property Details

APN / Parcel Number

Primary APN	`05-32-24-34-0040`
Alternative APN	`1199937`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,337 sqft Living Area
1st Floor Area	1,337 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Bi-Level
Lot Area	18,000 sqft (0.413 acres)
Lot Dimensions	180 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3651 174TH AVE NW
City	ANDOVER
State	MN
Zip	55304-1030
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLOCK 1 CEDAR CREST ESTATES
Legal Range	24W
Legal Township	32N
Legal Section	05
Legal Subdivision	CEDAR CREST ESTATES
Legal Block	1
Legal Lot Number	3
Jurisdiction	ANOKA MN
Township / Civil Division	ANDOVER
Census Block Group	2
Census Block	2011
Census Tract	50218

Owner

3651 174th Ave NW is owned and occupied by two individuals who bought it in February 2024.

Source: Anoka County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3651 174TH AVE NW, ANDOVER, MN 55304-1030
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2024	Warranty Deed, Transfer · Conventional Mortgage WINGS FINANCIAL CU
Oct 26, 2023	Warranty Deed, Transfer MG AMERICAN TITLE COMPANY INC, ALL AMERICAN TITLE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2024 · Amount on File
Deed Sale	Feb 28, 2024 · Amount on File
Prior Sale	Oct 12, 2023 · Amount on File
Deed Document Number	20241626047
Record Updated	Sep 20, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANOKA MN
Recording Date	Mar 5, 2024
Property Address	3651 174TH AVE NW, ANDOVER, MN 55304-1030
Document Number	A2409356001
Instrument Date	Feb 28, 2024
Instrument	A2409356.001
Transaction Type	Transfer
Record Updated	Apr 8, 2024
Title Company	ALL AMERICAN TITLE AGENCY LLC, ALL AMERICAN TITLE CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,324.95
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3651 174TH AVE NW, ANDOVER, MN 55304-1030

Mortgage

Document Number	A2409356002
Date	Mar 5, 2024
Instrument	A2409356.002

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Apr 1, 2031
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Index	1-Year T-Bill
Max Rate	11.5%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANOKA MN
Recording Date	Oct 26, 2023
Property Address	3651 174TH AVE NW, ANDOVER, MN 55304-1030
Document Number	A2401671001
Instrument Date	Oct 12, 2023
Instrument	A2401671.001
Transaction Type	Transfer
Record Updated	Mar 28, 2024
Title Company	MG AMERICAN TITLE COMPANY INC, ALL AMERICAN TITLE CO INC

Transaction

Amount	Amount on Record
Tax	$216.15
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4659 144TH AVE NE, HAM LAKE, MN 55304-6285

Tax Assessment & Valuation

The 2026 property tax bill for 3651 174th Ave NW was $4,063 with a homeowner's exemption.

Source: Anoka County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Anoka County
Municipality	Andover City
Unified School District	St. Francis Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,063.00 Homeowner's exemption	$430,600 Land $118,700 Building $311,900	$430,600 Land $118,700 Building $311,900
2024	$97.00 (+8.99%)	$360,200 (+3,731.91%) Land $108,900 Building $251,300	$360,200 (+3,731.91%) Land $108,900 Building $251,300
2023	$89.00	$9,400 Land $9,400	$9,400 Land $9,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3651 174th Ave NW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3651 174th Ave NW is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: CenturyLink.

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