36509 Ridge Rd, Willoughby, OH 44094 Property Records

Lake County property record for 36509 Ridge Rd, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,230 sqft · built 1954
Lot Size	0.47 acres (20,499 sqft)
Owner	Individual Name on Record
Last Sale	$285,500 (Sep 2021)
Tax Bill	$8,845 (2023)
Deeds & Mortgages	Sep 2021 Sale & Line of Credit May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-A-007-F-00-041-0`

Property Details

APN / Parcel Number

Primary APN	`27-A-007-F-00-041-0`
Alternative APN	`D 103`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,230 sqft Living Area
1st Floor Area	840 sqft
Family Room	Family Room
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	20,499 sqft (0.47 acres)
Lot Dimensions	205 ft deep x 100 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	480 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	D 103
Street Address	36509 RIDGE RD
City	WILLOUGHBY
State	OH
Zip	44094-4187
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LOT 2, 3, 4 & TRACT 10 & 14
Legal Subdivision	RIDGE ACRES ESTATES
Legal Tract	10
Legal Lot Number	128
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	1
Census Block	1012
Census Tract	201300

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	36509 RIDGE RD, WILLOUGHBY, OH 44094-4187
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2021	Warranty Deed, Transfer · Line of Credit GUARANTEED RATE INC
May 5, 2017	Warranty Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2021 · Amount on Record
Deed Sale	Sep 23, 2021 · Amount on Record
Prior Sale	May 5, 2017 · Amount on Record
Deed Document Number	466323
Record Updated	Jun 7, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Sep 23, 2021
Property Address	36509 RIDGE RD, WILLOUGHBY, OH 44094-4187
Document Number	0000033629
Instrument Date	Sep 22, 2021
Instrument	2021R033629
Transaction Type	Transfer
Record Updated	Oct 27, 2021
Title Company	ENTERPRISE TITLE AGENCY, ENTERPRISE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	36509 RIDGE RD, WILLOUGHBY, OH 44094-4187

Mortgage

Document Number	0000033630
Date	Sep 23, 2021
Instrument	2021R033630

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	May 5, 2017
Property Address	36509 RIDGE RD, WILLOUGHBY, OH 44094-4187
Document Number	0000011543
Map Reference	VOL J PG32
Instrument Date	May 2, 2017
Instrument	2017R011543
Transaction Type	Transfer
Record Updated	May 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36509 RIDGE RD, WILLOUGHBY, OH 44094-4187

Mortgage

Document Number	0000011544
Date	May 5, 2017
Instrument	2017R011544

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$8,845.00 (+54.61%) Homeowner's exemption	$93,420 (-) Land $17,710 Building $75,710
2022	$5,721.00 Homeowner's exemption	$93,420 Land $17,710 Building $75,710
2021			$266,930 Land $50,610 Building $216,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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