Calvert County property record for 3650 Yellow Bank Rd, Dunkirk, MD 20754
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,152 sqft · built 1976 |
| Lot Size | 1.34 acres (58,370 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $425,000 (Sep 2021) |
| Tax Bill | $3,949 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-146995 |
| Primary APN | 03-146995 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,152 sqft Total Area |
| Basement Area | 979 sqft |
| Finished Basement | 979 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 58,370 sqft (1.34 acres) |
| Porch | Porch |
| Porch Area | 288 sqft |
| Deck Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 146995 |
|---|---|
| Street Address | 3650 YELLOW BANK RD |
| City | DUNKIRK |
| State | MD |
| Zip | 20754-9340 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RUR |
| Legal Description | LT 2 & PAR B CLIFTON WHITTINGTON PROP |
| Legal Subdivision | CLIFTON O WHITTINGTON JR MINOR |
| Legal Lot Number | 2 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 3, SUNDERLAND |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 860103 |
Source: Calvert County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3650 YELLOW BANK RD, DUNKIRK, MD 20754-9340 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 23, 2021 | Deed, Transfer · VA Mortgage NFM INC |
| Aug 14, 2019 | Deed, Transfer · FHA Mortgage FIRST HOME MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2021 · Amount on File |
| Deed Sale | Sep 23, 2021 · Amount on File |
| Prior Sale | Aug 14, 2019 · Amount on File |
| Deed Book / Page | 6088 / 345 |
| Prior Transfer Date | Oct 17, 2006 |
| Prior Transfer Doc | KPS028760294 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Sep 23, 2021 |
| Property Address | 3650 YELLOW BANK RD, DUNKIRK, MD 20754-9340 |
| Document Number | 0060880345 |
| Book / Page | 6088 / 345 |
| Map Reference | MB 4 FO 42 |
| Instrument Date | Sep 10, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Title Company | KING TITLE COMPANY INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,062.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3650 YELLOW BANK RD, DUNKIRK, MD 20754-9340 |
| Document Number | 0006088351 |
|---|---|
| Date | Sep 23, 2021 |
| Instrument | 6088/351 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Aug 14, 2019 |
| Property Address | 3650 YELLOW BANK RD, DUNKIRK, MD 20754-9340 |
| Document Number | 0054140138 |
| Book / Page | 5414 / 138 |
| Map Reference | LB ABE 4 FO 42 |
| Instrument Date | Jul 31, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Title Company | UNIVERSAL TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $425.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3650 YELLOW BANK RD, DUNKIRK, MD 20754-9340 |
| Document Number | 0005414146 |
|---|---|
| Date | Aug 14, 2019 |
| Instrument | 5414/146 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2049 |
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $441,167 (+2.31%) | $461,100 (+6.93%) Land $162,700 Building $298,400 | |
| 2025 | $3,949.00 (+33.19%) Homeowner's exemption | $431,200 (+36.14%) Land $162,700 Building $268,500 | $431,200 (-) Land $162,700 Building $268,500 |
| 2023 | $2,965.00 Homeowner's exemption | $316,733 | $431,200 Land $162,700 Building $268,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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