3650 Winstrome Ct, Katy, TX 77449 Property Records

Harris County property record for 3650 Winstrome Ct, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,484 sqft · built 2000
Lot Size	0.228 acres (9,923 sqft)
Owner	2 Individual Names on File
Last Sale	$302,469 (Aug 2021)
Tax Bill	$6,788 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`120-396-001-0013`

Property Details

APN / Parcel Number

Primary APN	`120-396-001-0013`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,484 sqft Living Area
1st Floor Area	1,257 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2015
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	9,923 sqft (0.228 acres)
View / Lot	Primary
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	450 sqft
Porch	Open Frame Porch
Porch Area	270 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1203960010013
Street Address	3650 WINSTROME CT
City	KATY
State	TX
Zip	77449-4718
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 13 BLK 1 WESTFIELD TERRA SEC 3
Legal Subdivision	WESTFIELD TERRA SEC 3
Legal Block	1
Legal Lot Number	13
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2015
Census Tract	542304

Owner

3650 Winstrome Ct is owned and occupied by two individuals who bought it in August 2021.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3650 WINSTROME CT, KATY, TX 77449-4718
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2023	Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Aug 13, 2021	Vendor's Lien, Transfer · FHA Mortgage NATIONS RELIABLE LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2021 · Amount on File
Deed Sale	Aug 13, 2021 · Amount on File
Prior Sale	Jul 13, 2015 · Amount on File
Deed Document Number	2021461041
Prior Transfer Date	Aug 14, 2013
Prior Transfer Doc	20130430373
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	3650 WINSTROME CT, KATY, TX 77449-4718
Transaction Type	Mortgage
Record Updated	Oct 12, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3650 WINSTROME CT, KATY, TX 77449-4718

Mortgage

Document Number	0000378813
Date	Oct 3, 2023
Instrument	2023-378813

Lender

Name	CENLAR FSB
Type	Bank
Address	TRENTON, NJ 08618

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	335 Months
Due	Sep 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	3650 WINSTROME CT, KATY, TX 77449-4718
Transaction Type	Mortgage
Record Updated	Dec 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000471920
Date	Oct 5, 2020
Instrument	2020-471920

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

August 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Aug 13, 2021
Property Address	3650 WINSTROME CT, KATY, TX 77449-4718
Document Number	2021461041
Map Reference	MF 429138
Instrument Date	Aug 12, 2021
Instrument	2021-461041
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	HOAGLAND TITLE COMPANY, HOMELAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3650 WINSTROME CT, KATY, TX 77449-4718

Mortgage

Document Number	2021461042
Date	Aug 13, 2021
Instrument	2021-461042

Lender

Name	NATIONS RELIABLE LENDING LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3650 Winstrome Ct was $6,788, up 13.1% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$280,463 (-9.9%) Land $54,470 Building $225,993	$280,463 (-9.9%) Land $54,470 Building $225,993
2025	$6,788.00 (+13.11%)	$311,274 Land $54,470 Building $256,804	$311,274 Land $54,470 Building $256,804
2024	$6,001.00
2023		$349,771 Land $54,470 Building $295,301	$349,771 Land $54,470 Building $295,301
2022	$6,136.00
2020	$3,839.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3650 Winstrome Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 45 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	45 in force
Nearby Flood Claims	3 (2008–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3650 Winstrome Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICEWOOD MUD serves 4,908 people · EPA ID TX1012227
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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