Pinellas County property record for 3650 Windber Blvd, Palm Harbor, FL 34685
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,709 sqft · built 1998 |
| Lot Size | 0.352 acres (15,320 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $583,888 (Dec 2020) |
| Tax Bill | $7,186 (2025) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-757-2360-1 |
| Primary APN | C62-000-757-2360-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,709 sqft Living Area |
| Gross Area | 3,609 sqft |
| 1st Floor Area | 2,709 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 15,320 sqft (0.352 acres) |
| Lot Dimensions | 154 ft deep x 119 ft wide |
| View / Lot | Park |
| Garage Type | Attached |
| Garage Area | 596 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 304 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R281077 |
|---|---|
| Street Address | 3650 WINDBER BLVD |
| City | PALM HARBOR |
| State | FL |
| Zip | 34685-1131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD251 |
| Legal Description | WESTMONTE ESTATES LOT 35 |
| Legal Range | 16E |
| Legal Township | 27S |
| Legal Section | 26 |
| Legal Subdivision | WESTMONTE ESTATES |
| Legal Tract | 96589 |
| Legal Lot Number | 35 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 27332 |
Source: Pinellas County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3650 WINDBER BLVD, PALM HARBOR, FL 34685-1131 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 2020 · Amount on Record |
| Deed Sale | Dec 15, 2020 · Amount on Record |
| Prior Sale | Jul 14, 2014 · Amount on Record |
| Deed Document Number | 2020376732 |
| Deed Book / Page | 21299 / 2530 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Dec 15, 2020 |
| Property Address | 3650 WINDBER BLVD, PALM HARBOR, FL 34685-1131 |
| Document Number | 0212992530 |
| Book / Page | 21299 / 2530 |
| Map Reference | MB 96 PG 45 |
| Instrument Date | Dec 11, 2020 |
| Instrument | 2020376732 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | COAST TO COAST T&E OF CLEARW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,087.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4040 ROCKY SHORES DR, 4040, TAMPA, FL 33634-7494 |
| Name | Verified Name |
|---|---|
| Address | 3650 WINDBER BLVD, PALM HARBOR, FL 34685-1131 |
| Document Number | 0212992532 |
|---|---|
| Date | Dec 15, 2020 |
| Instrument | 21299/2532 |
| Name | WHITNEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,186.00 (+7.37%) Homeowner's exemption | $432,471 (+5.99%) | $751,850 (+16.63%) Land $136,772 Building $615,078 |
| 2023 | $6,693.00 (+2.7%) Homeowner's exemption | $408,042 (+3%) | $644,628 (+10.72%) Land $157,360 Building $487,268 |
| 2022 | $6,517.00 Homeowner's exemption | $396,157 | $582,201 Land $198,069 Building $384,132 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 318 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 318 in force |
| Nearby Flood Claims | 5 (2022–2024) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 53% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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