3650 Willys Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3650 Willys Ave, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1986
Square Footage	1,320 sqft Heated Area
Lot Size	14,157 sqft (0.325 acres)
Garage	264 sqft
Last Sale	$115,700 (2015)
Tax Bill	$3,769.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`3126315130000T0060`
Alternative APN	`98786`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,320 sqft Heated Area
Gross Area	1,384 sqft Gross Area
1st Floor	1,056 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1986
Exterior Material	Aluminum Siding Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	14,157 sqft (0.325 acres)
Depth X Width	140 ft x 103 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Area	264 sqft Garage
Porch	Enclosed Porch
Porch Area	328 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	98786
Street Address	3650 WILLYS AVE
City	SAINT CLOUD
State	FL
Zip	34772-7906
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ST CLOUD MANOR VILLAGE PB 1 PG 395 BLK T LOT 6
Legal Range	31E
Legal Township	26S
Legal Section	31
Legal Subdivision	ST CLOUD MANOR VLG
Legal Tract	5130
Legal Block	T
Legal Lot Number	6
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1057
Census Tract	43304

Owner

Source: Osceola County records · APN 3126315130000T0060

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	600 GALLERIA PKWY SE STE 300, 300, ATLANTA, GA 30339-8146
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 26, 2015 · Amount on Record
Deed Sale	May 26, 2015 · Amount on Record
Prior Sale	Jul 19, 2012 · Amount on Record
Deed Doc Number	2015074502
Deed Book / Page	4783 / 2461
Record Refreshed	Jun 08, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3650 WILLYS AVE, SAINT CLOUD, FL 34772-7906
Document Number	0058492349
Instrument Date	Oct 20, 2020
Transaction Type	Mortgage
Record Updated	Dec 23, 2020
Title Company	OS NATIONAL LLC, OS NAT'L LLC

Transaction

Additional	Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	875 3RD AVE #10TH NEW YORK NY 100226225, 10TH, NEW YORK, NY 10022-6225

Mortgage

Document Number	0058492349
Date	Dec 11, 2020
Book Page	005849/002349
Instrument	168625

Lender

Name	MORGAN STANLEY MTG CAP HLDGS L
Address	1585 BROADWAY # 24TH, NEW YORK, NY 10036-8200

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,769.00 (+14.59%)	$233,000 (+8.78%) Land $60,000 Building $173,000	$233,000 (+8.78%) Land $60,000 Building $173,000
2023	$3,289.00 (+13.06%)	$214,200 (+20.68%) Land $45,000 Building $169,200	$214,200 (+20.68%) Land $45,000 Building $169,200
2022	$2,909.00	$177,500 Land $40,000 Building $137,500	$177,500 Land $40,000 Building $137,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 62% of the US · above 36% of Florida
Wildfire Likelihood	About 1 in 490 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.