3650 Virginia Ave, Saint Louis, MO 63118 Property Records

St. Louis City property record for 3650 Virginia Ave, Saint Louis, MO 63118

Property Summary

Property Type	Duplex
Details	1 ba · 1,884 sqft · built 1911
Lot Size	0.094 acres (4,115 sqft)
Owner	Individual Name on File
Last Sale	$193,282 (Apr 2023)
Tax Bill	$1,767 (2025)
Deeds & Mortgages	Apr 2023 Second Mortgage Apr 2023 Sale & Mortgage + 2 more
APN	`1618-9-030.000`

Property Details

APN / Parcel Number

Primary APN	`1618-9-030.000`
Alternative APN	`1618-00-0030-0`

Interior

Full Baths	1 Bath
Units	2 Units
Stories	2 Stories
Building Area	1,884 sqft Living Area
1st Floor Area	942 sqft

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1911
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Brick
Lot Area	4,115 sqft (0.094 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3650 VIRGINIA AVE
City	SAINT LOUIS
State	MO
Zip	63118-3624
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	B
Legal Description	C. B. 1618 VIRGINIA 30 FT X 124 FT 11 IN ST LOUIS COMMONS ADDN LOT 25 S-24
Legal Subdivision	ST LOUIS COMMONS ADDN
Legal Block	2
Legal Lot Number	25
Jurisdiction	ST LOUIS CITY MO
Township / Civil Division	ST. LOUIS
Census Block Group	2
Census Block	2006
Census Tract	116400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Gravois-Jefferson Streetcar Suburb Historic District listed 2005 · 4,637 contributing resources · NRIS 05000115

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

3650 Virginia Ave, a duplex, is owned and occupied by an individual who bought it in April 2023.

Source: St. Louis City records, as of June 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3650 VIRGINIA AVE, SAINT LOUIS, MO 63118-3624
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GUILD MORTGAGE CO
Apr 26, 2023	Warranty Deed, Subdivision Related Transfer · FHA Mortgage GUILD MORTGAGE CO
Apr 26, 2023	Warranty Deed, Subdivision Related Transfer · FHA Mortgage GUILD MORTGAGE CO
Jun 14, 2021	Warranty Deed, Transfer · Line of Credit COMMERCIAL LENDER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2023 · Amount on File
Deed Sale	Apr 26, 2023 · Amount on File
Prior Sale	Jun 14, 2021 · Amount on File
Deed Document Number	2023169
Deed Book / Page	426202 / 169
Prior Transfer Date	Aug 16, 2012
Prior Transfer Doc	0000000032
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS CITY MO
Property Address	3650 VIRGINIA AVE, SAINT LOUIS, MO 63118-3624
Transaction Type	Mortgage
Record Updated	May 9, 2023
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000171
Date	Apr 26, 2023
Instrument	04262023-0171

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

April 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS CITY MO
Recording Date	Apr 26, 2023
Property Address	3650 VIRGINIA AVE, SAINT LOUIS, MO 63118-3624
Document Number	0000000169
Instrument Date	Apr 20, 2023
Instrument	04262023-0169
Transaction Type	Subdivision Related Transfer
Record Updated	May 9, 2023
Title Company	INVESTORS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	211 N BOMPART AVE, SAINT LOUIS, MO 63119-2603

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3650 VIRGINIA AVE, SAINT LOUIS, MO 63118-3624

Mortgage

Document Number	0000000170
Date	Apr 26, 2023
Instrument	04262023-0170

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

April 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS CITY MO
Recording Date	Apr 26, 2023
Property Address	3650 VIRGINIA AVE, SAINT LOUIS, MO 63118-3624
Document Number	0000000169
Instrument Date	Apr 20, 2023
Instrument	04262023-0169
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 18, 2024
Title Company	INVESTORS TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	211 N BOMPART AVE, SAINT LOUIS, MO 63119-2603

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3650 VIRGINIA AVE, SAINT LOUIS, MO 63118-3624

Mortgage

Document Number	0000000170
Date	Apr 26, 2023
Instrument	04262023-0170

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

Mortgage

Document Number	0000000171
Date	Apr 26, 2023
Instrument	04262023-0171

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS CITY MO
Recording Date	Jun 14, 2021
Property Address	3650 VIRGINIA AVE, SAINT LOUIS, MO 63118-3624
Document Number	0000000028
Instrument Date	Jun 8, 2021
Instrument	06142021-0028
Transaction Type	Transfer
Record Updated	Mar 10, 2023
Title Company	TITLE EXPERTS/WI LLC, TITLE EXPERTS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 DUNLEITH DR, SAINT LOUIS, MO 63124-1895

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3650 VIRGINIA AVE, SAINT LOUIS, MO 63118-3624
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000029
Date	Jun 14, 2021
Instrument	06142021-0029

Lender

Name	COMMERCIAL LENDER LLC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3650 Virginia Ave was $1,767.

Source: St. Louis City assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	St. Louis City
Unified School District	St. Louis City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$21,250 (-) Land $1,430 Building $19,820
2025	$1,767.00	$21,250 Land $1,430 Building $19,820	$111,828 Land $7,500 Building $104,328
2023	$630.00 (+8.06%)	$7,570 (+12.65%) Land $1,430 Building $6,140	$39,842 Land $7,526 Building $32,316
2022	$583.00	$6,720 Land $1,430 Building $5,290
2021			$35,368

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 3650 Virginia Ave.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3650 Virginia Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST LOUIS CITY PWS serves 304,709 people · EPA ID MO6010715
Water Source	Surface water
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 869 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: T-Mobile, Verizon.

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