3650 Sumner Lodge Dr, Katy, TX 77449 Property Records

Harris County property record for 3650 Sumner Lodge Dr, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,240 sqft · built 2014
Lot Size	0.119 acres (5,175 sqft)
Owner	2 Individual Names on Record
Last Sale	$257,842 (Oct 2023)
Tax Bill	$3,430 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Oct 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`135-905-005-0008`

Property Details

APN / Parcel Number

Primary APN	`135-905-005-0008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,240 sqft Living Area
1st Floor Area	1,240 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Brick Veneer
Construction Type	Frame
Lot Area	5,175 sqft (0.119 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1359050050008
Street Address	3650 SUMNER LODGE DR
City	KATY
State	TX
Zip	77449-1606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 8 BLK 5 RAINTREE VILLAGE SEC 8 2ND AMEND
Legal Subdivision	RAINTREE VILLAGE SEC 8 2ND AMEND
Legal Block	5
Legal Lot Number	8
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1003
Census Tract	542305

Owner

Source: Harris County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3650 SUMNER LODGE DR, KATY, TX 77449-1606
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Oct 30, 2023	Vendor's Lien, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Sep 6, 2019	Warranty Deed, Transfer CALIBER HM LOANS
Jul 23, 2019	Warranty Deed, Transfer NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2023 · Amount on Record
Deed Sale	Oct 30, 2023 · Amount on Record
Prior Sale	Sep 6, 2019 · Amount on Record
Deed Document Number	2023413267
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	3650 SUMNER LODGE DR, KATY, TX 77449-1606
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3650 SUMNER LODGE DR, KATY, TX 77449-1606

Mortgage

Document Number	0000484026
Date	Dec 9, 2025
Instrument	2025-484026

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Jan 1, 2054

October 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Oct 30, 2023
Property Address	3650 SUMNER LODGE DR, KATY, TX 77449-1606
Document Number	0000413267
Map Reference	MF 668212
Instrument Date	Oct 27, 2023
Instrument	2023-413267
Transaction Type	Transfer
Record Updated	Nov 7, 2023
Title Company	WFG TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3650 SUMNER LODGE DR, KATY, TX 77449-1606

Mortgage

Document Number	0000413268
Date	Oct 30, 2023
Instrument	2023-413268

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Sep 6, 2019
Property Address	3650 SUMNER LODGE DR, KATY, TX 77449-1606
Document Number	0000395312
Instrument Date	Sep 3, 2019
Instrument	395312
Transaction Type	Transfer
Record Updated	Sep 23, 2019
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3650 SUMNER LODGE DR KATY TX 774491606, KATY, TX 77449-1606

Mortgage

Document Number	395313
Date	Sep 6, 2019
Instrument	395313

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2049

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Jul 23, 2019
Property Address	3650 SUMNER LODGE DR, KATY, TX 77449-1606
Document Number	0000318220
Instrument Date	Jul 19, 2019
Instrument	318220
Transaction Type	Transfer
Record Updated	Aug 7, 2019
Title Company	NORTH AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	405 HOWARD ST #550 SAN FRANCISCO CA 941052999, 550, SAN FRANCISCO, CA 94105-2999
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Harris County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,430.00 (-37.05%)	$233,357 (+5.12%) Land $52,718 Building $180,639	$233,357 (+5.12%) Land $52,718 Building $180,639
2024	$5,449.00 (+131.97%)
2023		$222,000 Land $50,321 Building $171,679	$222,000 Land $50,321 Building $171,679
2022	$2,349.00 (-16.32%)
2020	$2,807.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST HARRIS COUNTY MUD 7 serves 5,289 people · EPA ID TX1012228
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 886 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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