3650 Summit Ln, Stillwater, MN 55082 Property Records

Washington County property record for 3650 Summit Ln, Stillwater, MN 55082

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,215 sqft · built 2019
Lot Size	0.238 acres (10,374 sqft)
Owner	2 Individual Names on File
Last Sale	$384,876 (Jul 2019)
Tax Bill	$6,690 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-030-20-32-0069`

Property Details

APN / Parcel Number

Primary APN	`19-030-20-32-0069`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,215 sqft Living Area
Basement Area	1,089 sqft
Finished Basement	20 sqft
Unfinished Basement	1,069 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Other
Construction Type	Frame
Lot Area	10,374 sqft (0.238 acres)

Location & Zoning

Street Address	3650 SUMMIT LN
City	STILLWATER
State	MN
Zip	55082-4629
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLOCK 2 LOT 6 SUBDIVISIONCD 3042 SUBDIVISIONNAME RUTHERFORD STATION SECOND ADDITION
Legal Range	20W
Legal Township	30N
Legal Section	19
Legal Subdivision	RUTHERFORD STATION SECOND ADDITION
Legal Block	2
Legal Lot Number	6
Jurisdiction	WASHINGTON MN
Township / Civil Division	STILLWATER
Census Block Group	2
Census Block	2007
Census Tract	70404

Owner

3650 Summit Ln is owned and occupied by two individuals who bought it in July 2019.

Source: Washington County records, as of June 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3650 SUMMIT LN, STILLWATER, MN 55082-4629
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Jul 30, 2019	Limited Warranty Deed, Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2019 · Amount on File
Deed Sale	Jul 30, 2019 · Amount on File
Deed Document Number	20194202232
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MN
Property Address	3650 SUMMIT LN, STILLWATER, MN 55082-4629
Transaction Type	Mortgage
Record Updated	May 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004258035
Date	Aug 11, 2020
Instrument	4258035

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

July 2019: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	WASHINGTON MN
Recording Date	Jul 30, 2019
Property Address	3650 SUMMIT LN, STILLWATER, MN 55082-4629
Document Number	0004202232
Instrument Date	Jul 15, 2019
Instrument	4202232
Transaction Type	Transfer
Record Updated	Jul 4, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,270.09
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3650 SUMMIT LANE, PIERPONT, OH 44082

Mortgage

Document Number	0004202234
Date	Jul 30, 2019
Instrument	4202234

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 3650 Summit Ln was $6,690 with a homeowner's exemption.

Source: Washington County assessment roll, as of June 9, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Washington County
Municipality	Stillwater City
Unified School District	Stillwater Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,690.00 Homeowner's exemption
2025		$540,300 (+1.41%) Land $180,000 Building $360,300	$540,300 (+1.41%) Land $180,000 Building $360,300
2024		$532,800 Land $165,000 Building $367,800	$532,800 Land $165,000 Building $367,800
2023	$5,150.00
2022		$467,100 Land $141,000 Building $326,100	$467,100 Land $141,000 Building $326,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3650 Summit Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3650 Summit Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Stillwater serves 19,462 people · EPA ID MN1820024
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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