3650 Summerwind Cir, Bradenton, FL 34209 Property Records

Manatee County property record for 3650 Summerwind Cir, Bradenton, FL 34209

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,057 sqft · built 2007
Lot Size0.231 acres (10,081 sqft)
Owner2 Individual Names on Record
Last Sale$687,000 (Sep 2022)
Tax Bill$12,415 (2025)
Deeds & MortgagesJan 2022 Line of Credit
Sep 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN51456-0990-9

Property Details

APN / Parcel Number

Primary APN51456-0990-9
Alternative APN
  • 3517065145609909

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Stories1 Story
Building Area3,057 sqft Living Area
Gross Area3,777 sqft
1st Floor Area1,284 sqft

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2012
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,081 sqft (0.231 acres)
View / LotStandard
Garage TypeAttached
Garage Area446 sqft
Parking Spaces2 Parking Spaces
Pool Area287 sqft
PorchScreened Porch
Porch Area274 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Street Address3650 SUMMERWIND CIR
CityBRADENTON
StateFL
Zip34209-5801
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBR_R-2
Legal DescriptionLOT 188 PALMA SOLA TRACE PI#51456.0990/9
Legal Range17E
Legal Township35S
Legal Section06
Legal SubdivisionPALMA SOLA TRACE
Legal Tract05145600
Legal Lot Number188
JurisdictionMANATEE FL
Township / Civil DivisionBRADENTON
Census Block Group1
Census Block1002
Census Tract409

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7466 CORTEZ RD W, BRADENTON, FL 34210-2444
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 28, 2022Deed of Trust, Mortgage · Line of Credit
BETHPAGE FCU
Sep 16, 2022Warranty Deed, Transfer · Conventional Mortgage
AMWEST FINANCIAL INC
Oct 18, 2019Warranty Deed, Transfer · Conventional Mortgage
BETHPAGE FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 16, 2022 · Amount on Record
Deed SaleSep 16, 2022 · Amount on Record
Prior SaleOct 18, 2019 · Amount on Record
Deed Document Number2022116941
Prior Transfer DateAug 2, 2013
Prior Transfer Doc0024902111
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANATEE FL
Property Address3650 SUMMERWIND CIR, BRADENTON, FL 34209-5801
Transaction TypeMortgage
Record UpdatedJun 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0041012956
DateJan 28, 2022
Instrument202241012956
Lender
NameBETHPAGE FCU
TypeCredit Union
AddressBETHPAGE, NY 11714
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 28, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMANATEE FL
Recording DateSep 16, 2022
Property Address3650 SUMMERWIND CIR, BRADENTON, FL 34209-5801
Document Number0041116941
Map ReferenceMB 46 PG 146
Instrument DateSep 16, 2022
Instrument202241116941
Transaction TypeTransfer
Record UpdatedJan 19, 2023
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,809.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address115 75TH ST W # W14036, W14036, BRADENTON, FL 34280-7001

Transferred To (Grantee/Buyer)

NameVerified Name
Address4549 E CALLE TUBERIA, PHOENIX, AZ 85018-3821

Mortgage

Document Number0041116942
DateSep 16, 2022
Instrument202241116942
Lender
NameAMWEST FINANCIAL INC
TypeSubprime Lender
AddressBREA, CA 92821
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMANATEE FL
Recording DateOct 18, 2019
Property Address3650 SUMMERWIND CIR, BRADENTON, FL 34209-5801
Document Number0028080033
Book / Page2808 / 0033
Map ReferenceMB 46 PG 146
Instrument DateSep 20, 2019
Instrument201941104426
Transaction TypeTransfer
Record UpdatedMay 13, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,800.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8734 ALEXANDRIA DR, 8734, NORTH CHARLESTON, SC 29420-7812

Transferred To (Grantee/Buyer)

NameVerified Name
Address3650 SUMMERWIND CIR, BRADENTON, FL 34209-5801

Mortgage

Document Number28080035
DateOct 18, 2019
Instrument2808-0035
Lender
NameBETHPAGE FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityBradenton City
CountyManatee County
Unified School DistrictManatee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$643,676 (-0.29%) Land $56,100 Building $587,576$643,676 (-0.29%) Land $56,100 Building $587,576
2025$12,415.00 (-7.96%)$645,563 (+4.83%) Land $56,100 Building $589,463$645,563 (+4.83%) Land $56,100 Building $589,463
2024$13,488.00 (+3.48%)
2023$13,034.00 (+66.12%)$615,805 (+53.03%) Land $56,100 Building $559,705$615,805 (+15.42%) Land $56,100 Building $559,705
2022$7,846.00 Homeowner's exemption$402,397$533,515 Land $55,000 Building $478,515

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 70 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies70 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BRADENTON
serves 58,584 people · EPA ID FL6410182
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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