3650 Ridgeway Rd, Duluth, GA 30096 Property Records

Gwinnett County property record for 3650 Ridgeway Rd, Duluth, GA 30096

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,975 sqft · built 1998
Lot Size	0.986 acres (42,945 sqft)
Owner	Individual Name on File
Last Sale	$970,000 (Aug 2024)
Tax Bill	$9,380 (2025)
Deeds & Mortgages	Jun 2023 Mortgage May 2019 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`6-294-236`

Property Details

APN / Parcel Number

Primary APN	`6-294-236`
Alternative APNs	`R6294-236` `1146704`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,975 sqft Living Area
Gross Area	5,932 sqft
1st Floor Area	2,182 sqft
Attic	Attic
Attic Area	793 sqft
Basement Area	2,182 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	42,945 sqft (0.986 acres)
Terrain	Low
View / Lot	Primary
Garage Type	Attached
Garage Area	775 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	523 sqft
Deck Area	854 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	3650 RIDGEWAY RD
City	DULUTH
State	GA
Zip	30096-3229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100
Legal Description	LOT 1 RIDGEWAY ROAD - PB163-257
Legal Block	3
Legal Lot Number	1
Jurisdiction	GWINNETT GA
Township / Civil Division	SUWANEE-DULUTH
Census Block Group	3
Census Block	3000
Census Tract	50219

Owner

3650 Ridgeway Rd is owned and occupied by an individual who bought it in August 2024.

Source: Gwinnett County records, as of May 28, 2026

Owner of Record	Individual Name on File
Mailing Address	3650 RIDGEWAY RD, DULUTH, GA 30096-3229
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2023	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ
May 14, 2019	Loan Modification, Mortgage · Conventional Mortgage GWINNETT CMNTY BK
Jan 10, 2019	Loan Modification, Mortgage · Conventional Mortgage GWINNETT CMNTY BK
Sep 11, 2018	Deed of Trust, Mortgage · Line of Credit GWINNETT CMNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2024 · Amount on File
Deed Sale	Aug 27, 2024 · Amount on File
Prior Sale	Aug 27, 2024 · Amount on File
Deed Book / Page	61382 / 806
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	3650 RIDGEWAY RD, DULUTH, GA 30096-3229
Transaction Type	Mortgage
Record Updated	Jul 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3650 RIDGEWAY RD, DULUTH, GA 30096-3229

Mortgage

Document Number	0606540611
Date	Jun 21, 2023
Book Page	0000060654/0000000611

Lender

Name	NEWREZ

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GWINNETT GA
Property Address	3650 RIDGEWAY RD, DULUTH, GA 30096-3229
Document Number	0566100791
Instrument Date	May 14, 2019
Transaction Type	Mortgage
Record Updated	Jul 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0566100791
Date	May 23, 2019
Book Page	056610/000791

Lender

Name	GWINNETT CMNTY BK
Type	Bank
Address	DULUTH, GA 30096

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 22, 2029

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GWINNETT GA
Property Address	3650 RIDGEWAY RD, DULUTH, GA 30096-3229
Document Number	0563680257
Instrument Date	Jan 10, 2019
Transaction Type	Mortgage
Record Updated	Mar 5, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0563680257
Date	Jan 17, 2019
Book Page	056368/000257

Lender

Name	GWINNETT CMNTY BK
Type	Bank
Address	DULUTH, GA 30096

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 16, 2029

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	3650 RIDGEWAY RD, DULUTH, GA 30096-3229
Document Number	0561390038
Instrument Date	Sep 11, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3650 RIDGEWAY RD DULUTH GA 300963229, DULUTH, GA 30096-3229

Mortgage

Document Number	0561390038
Date	Sep 18, 2018
Book Page	056139/000038

Lender

Name	GWINNETT CMNTY BK
Type	Bank
Address	DULUTH, GA 30096

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 17, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3650 Ridgeway Rd was $9,380.

Source: Gwinnett County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Gwinnett County
Municipality	Duluth City
Unified School District	Gwinnett County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,380.00	$305,120 Land $28,000 Building $277,120	$762,800 Land $70,000 Building $692,800
2023	$1,354.00	$320,080 Land $47,160 Building $272,920
2022			$800,200 Land $117,900 Building $682,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3650 Ridgeway Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3650 Ridgeway Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.5% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Verizon.

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