3650 Powner Rd, Cincinnati, OH 45248 Property Records

Hamilton County property record for 3650 Powner Rd, Cincinnati, OH 45248

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 3,949 sqft · built 1992
Lot Size	4.45 acres (193,842 sqft)
Owner	2 Individual Names on Record
Last Sale	$827,500 (Oct 2023)
Tax Bill	$8,183 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`550-0291-0129-00`

Property Details

APN / Parcel Number

Primary APN	`550-0291-0129-00`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,949 sqft Living Area
Gross Area	4,963 sqft
1st Floor Area	1,711 sqft
2nd Floor Area	561 sqft
Attic	Attic
Attic Area	177 sqft
Basement Area	1,711 sqft
Finished Basement	1,500 sqft
Unfinished Basement	211 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	193,842 sqft (4.45 acres)
Garage Type	Attached
Garage Area	803 sqft
Parking Spaces	3 Parking Spaces
Patio Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Street Address	3650 POWNER RD
City	CINCINNATI
State	OH
Zip	45248-2902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	ES POWNER RD 4.48 ACS33 T2 FR2
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	2
Census Block	2003
Census Tract	21101

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3650 POWNER RD, CINCINNATI, OH 45248-2902
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2023 · Amount on Record
Deed Sale	Oct 18, 2023 · Amount on Record
Deed Document Number	202374420
Deed Book / Page	15024 / 1744
Prior Transfer Date	Sep 29, 2023
Prior Transfer Doc	0000071400
Record Updated	Sep 20, 2026

October 2023: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 18, 2023
Property Address	3650 POWNER RD, CINCINNATI, OH 45248-2902
Document Number	0000074420
Book / Page	15024 / 1744
Instrument Date	Oct 17, 2023
Instrument	2023-0074420
Transaction Type	Transfer
Record Updated	Nov 23, 2023
Title Company	NOT AVAILABLE, FOREFRONT TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$827.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3650 POWNER RD, CINCINNATI, OH 45248-2902

Mortgage

Document Number	0000074421
Date	Oct 18, 2023
Instrument	2023-0074421

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,183.00 (+2.13%)	$156,548 (-) Land $36,183 Building $120,365	$447,280 (-) Land $103,380 Building $343,900
2024	$8,012.00 (+6.51%)	$156,548 (+0.05%) Land $36,183 Building $120,365
2023	$7,522.00 (-7.85%) Homeowner's exemption	$156,475 (+8.3%) Land $36,110 Building $120,365	$447,280 (+8.36%) Land $103,380 Building $343,900
2022	$8,163.00 Homeowner's exemption	$144,477 Land $32,281 Building $112,196
2020			$412,790 Land $92,230 Building $320,560

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20